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3781 S 226th Hwy, Bakersville, NC, 28705

5beds
3baths
3,018sqft
$550,000
$182price/sqft
$3,567/moest. monthly cost
$142,680/yrincome needed

About This Home

Tucked away on over 9 private acres in the mountains of Bakersville, this beautifully renovated upscale home offers the perfect pairing of privacy and convenience. With 5 spacious bedrooms and 3 stunning bathrooms, every inch of this home has been thoughtfully redesigned with modern comfort in mind. The show-stopping kitchen is truly the heart of the home, featuring stylish cabinetry, premium finishes, abundant workspace, and an open layout ideal for entertaining and everyday living. The three full bathrooms are equally impressive. Step outside and soak in the peaceful mountain setting from your private hot tub, included with the home — the perfect place to unwind after a day of work or a long day out exploring the mountains. Enjoy the serenity of mountain living while still being just minutes from the Appalachian Trail and within approximately an hour of both Johnson City and Asheville. A garage adds practicality and storage, while the expansive acreage gives you room to roam, relax, or simply enjoy the surroundings. Sure, you could buy land and spend the time, money, and stress building a new home — or you could move right into this completely transformed property for under $200 per square foot. Upscale mountain living without the wait.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

2/10
Gouge PrimaryGrades PK-23.3 mi
5/10
Bowman MiddleGrades 5-83.2 mi
3/10
Mitchell HighGrades 9-121.0 mi

Construction

Condition

  • Year built: 1966

Materials

  • Construction materials: Cedar Shake

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Microwave,Refrigerator,Washer/Dryer
  • Laundry features: Inside

Basement

  • Has basement: Yes
  • Basement: Basement Garage Door,Exterior Entry,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 3,018

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,018
  • Total interior livable area: 3,018 sqft

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 087200211494
  • Zoning: none
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1

Lot

  • Lot size: 9.16 Acres

Parking

  • Total spaces: 1
  • Parking features: Driveway,Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Landslide
Tornado
Winter Weather

FEMA Declared Disasters in Mitchell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$205$2,460
Property Taxes $300$3,600
Electricity $281$3,373
Total$3,567$42,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,297/yr
40% on housing$107,010/yr
45% on housing$95,120/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 9.2%
9.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 28705$200
Mitchell County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 28705
Mitchell County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$499,000
2026-06-05Price change$550,000
2026-05-12Listed for sale$599,000
2025-08-14Sold$153,000
2007-04-03Sold$210,000

For Sale by Agent

AgentKelly Pittman Jones
BrokerageProper Realty LLC

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