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645 Turnpike Rd, Belvidere, NC, 27919

5beds
3baths
2,323sqft
$450,000
$194price/sqft
$3,192/moest. monthly cost
$127,680/yrincome needed

About This Home

All colors and finishes can still be selected. Just 1 Mile Over the NC Line! • No HOA • No POA • Custom New Construction! Welcome to 645 Turnpike Road, offering the perfect combination of space, convenience, and quality craftsmanship. Located approximately one mile from the Virginia state line, this custom-built Elizabeth model by Perry McMillion Custom Homes. provides an easy commute to Chesapeake and Hampton Roads while enjoying the benefits of North Carolina living. Situated on a 1.01 acre homesite, this thoughtfully designed floor plan features 4 bedrooms plus a Finished Room Over Garage (FROG), 3 full baths, and primary suites on both the first and second floors. The open-concept layout includes a spacious kitchen with granite countertops and soft-close cabinetry. Enjoy quality construction, functional living spaces, and the freedom of no HOA or POA restrictions. Photos are of a similar home and may show options or upgrades not included in the base price.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

--
Perquimans Central SchoolGrades PK-29.2 mi
6/10
Perquimans County MiddleGrades 6-88.7 mi
4/10
Perquimans County HighGrades 9-1211.3 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemp,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Walk-In Closet(s),Ceiling Fan(s),Entrance Foyer,Pantry
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,323 sqft

Property

Details

  • Parcel number: 100070014B
  • Zoning: RA

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch
  • Fencing: None
  • Waterfront features: Not Waterfront

Lot

  • Lot size: 1.01 Acres
  • Lot size dimensions: 126 x 351 x 126 x 352

Parking

  • Total spaces: 2
  • Parking features: Garage Att 2 Car,4 Space
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Strong Wind
Lightning
Winter Weather
Cold Wave
Drought
Heat Wave
Tornado
Tsunami

FEMA Declared Disasters in Perquimans County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$514$6,168
Property Taxes $187$2,244
Electricity $216$2,596
Total$3,192$38,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,440/yr
40% on housing$95,760/yr
45% on housing$85,120/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.8%
4.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 27919
Perquimans County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 27919$76
Perquimans County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentDavid Allison
BrokerageAtlantic Sothebys Int'l Realty

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