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204 Noble Cottage Ln, Senecaville, OH, 43780

4beds
4baths
3,260sqft
$979,000
$300price/sqft
$6,342/moest. monthly cost
$253,680/yrincome needed

About This Home

Welcome to a rare lakefront property in the heart of Seneca Lake where comfort, entertainment, and waterfront living come together. Homes on this private lane are highly sought after. This fully furnished, turn-key home is thoughtfully designed to accommodate both relaxation and gathering, comfortably sleeping 10 guests. Step outdoors and take in the beautiful panoramic lake views. Relax in the hot tub, gather around the fire pit or head down to your private dock with boat lift for easy days on the water. From the moment you walk in you’ll appreciate the inviting spaces and effortless setup where all you’ll need is your suitcase to start enjoying lake life immediately.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
4/10
Shenandoah High SchoolGrades 9-126.4 mi

Construction

Condition

  • Year built: 2003

Materials

  • Roof: Shake / Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 STORY

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range / Oven,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Lower Level

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Great Room,Dining Room,Dishwasher,Microwave,Refrigerator,Loft,Eat Space/Kit,Family Rm/Non Bsmt,Rec Rm/Bsmt,1st Flr Owner Suite,Electric Dryer Hookup,LL Laundry,Gas Range
  • Window features: Insulated Windows
  • Flooring: Carpet,Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Propane / Butane
  • Cooling features: Central

Interior Area

  • Total interior livable area: 3,260 sqft

Property

Details

  • Parcel number: 310021216000

Features

  • Patio & porch: Deck,Patio,Screened
  • Exterior features: Wood
  • Has spa: Yes
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront,Lake Front
  • Frontage type: Waterfront, Lakefront

Lot

  • Lot size: 1.20 Acres

Parking

  • Total spaces: 4
  • Parking features: Garage - Attached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Hail
Ice Storm
Landslide
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,950$59,400
Home Insurance *$521$6,252
Property Taxes $522$6,264
Electricity $349$4,195
Total$6,342$76,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$217,440/yr
40% on housing$190,260/yr
45% on housing$169,120/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.4%
5.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.8%
-2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$300This listing

vs Other Active Listings

Avg $/sqft

ZIP 43780$136
Noble County$119

vs Homes Sold Last Month

Median $/sqft

ZIP 43780$306
Noble County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-28Listed for sale$999,000
2022-06-10Sold$713,000
2022-04-05Pending sale$799,000
2022-04-02Listed for sale$799,000
2020-07-13Listing removed$950,000
2020-04-14Listed for sale$950,000
2019-12-10Listing removed$1,250,000
2019-09-05Listed for sale$1,250,000

For Sale by Owner

AgentProperty Owner

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