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22813 E Clearwater Ln, Liberty Lake, WA, 99019

2beds
4baths
2,345sqft
$434,900
$185price/sqft
$2,848/moest. monthly cost
$113,920/yrincome needed

About This Home

All the upgrades have been done! Move in ready Townhome in Liberty Lake Estates with a 2-Car Garage, 3 story living and outdoor community pool! Nestled in a coveted gated community, this townhome offers 2 upper-level bedrooms, each with their own private ensuite and a private balcony off the primary suite. Laundry conveniently located on the upper level. Providing an abundance of natural light, this unit has large windows, a slider to the private back patio from the lower-level family room which can serve as a 3rd bedroom, and a kitchen garden window. You'll appreciate low maintenance living and the clubhouse with kitchen, workout room, and sauna. Location is convenient to the city amenities and freeway with nearby walking/biking trails, 3 golf courses, Liberty Lake, Pavillion Park, restaurants, and much more. Come and enjoy this remarkable home in beautiful surroundings.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

7/10
7/10
Greenacres Middle SchoolGrades 6-83.4 mi
8/10
Ridgeline High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1990

Materials

  • Roof: Composition
  • Construction materials: Masonite

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Gas Range,Dishwasher,Refrigerator,Disposal,Microwave,Washer,Dryer

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Finished,Daylight,Rec/Family Area,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 4

Features

  • Window features: Vinyl Frames
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

First Floor

  • Level: First

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,345
  • Total interior livable area: 2,345 sqft

Other

  • Level: Second

Property

Details

  • Parcel number: 55221.1514

Features

  • Levels: Three Story
  • Pool features: Community

Lot

  • Lot size: 2,613 sqft
  • Features: Sprinkler - Automatic,Level,Common Grounds,Plan Unit Dev

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage Door Opener,Off Site
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$107$1,284
Property Taxes $382$4,584
Electricity $160$1,924
Total$2,848$34,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,645/yr
40% on housing$85,440/yr
45% on housing$75,946/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 99019$272
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99019$237
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$434,900
2026-07-12Listed for sale$445,000
1995-05-26Sold$124,950

For Sale by Agent

AgentJeff Jordan
BrokerageRealty One Group Eclipse

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