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60020 Wilderness Rd, Joseph, OR, 97846

2beds
1baths
1,368sqft
$380,000
$278price/sqft
$2,713/moest. monthly cost
$108,520/yrincome needed

About This Home

This charming hand-peeled log cabin offers the perfect blend of tranquility and adventure. Nestled in a quiet setting near Wallowa Lake, you can drift off to sleep listening to the gentle murmur of a nearby creek. Yet, all the excitement of lake activities is just a short distance away. Open floor plan creates a warm inviting atmosphere. One bedroom with a spacious loft provides flexible sleeping options. Downstairs bathroom for added convenience. Curl up by the propane stove for cozy evenings. Enjoy the sights and sounds of wildlife from the deck.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

--
Imnaha Elementary SchoolGrades K-827.2 mi
7/10
Joseph Charter SchoolGrades K-125.6 mi

Construction

Condition

  • Year built: 1999

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Softwood,Carpet,Linoleum / Vinyl

Heating & Cooling

  • Heating features: Stove,Wall,Electric,Propane / Butane
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,368 sqft

Property

Details

  • Parcel number: 03S4529AC1900

Features

  • Exterior features: Other,Wood products
  • Has view: Yes
  • View description: Mountain

Lot

  • Lot size: 5,000 sqft

Parking

  • Total spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Wildfire
    WildfireRelatively High
  • Avalanche
    AvalancheModerate
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Wildfire
Avalanche
Hail
Landslide
Lightning

FEMA Declared Disasters in Wallowa County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,921$23,052
Home Insurance *$298$3,576
Property Taxes $318$3,816
Electricity $176$2,119
Total$2,713$32,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,017/yr
40% on housing$81,390/yr
45% on housing$72,346/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$278This listing

vs Other Active Listings

Avg $/sqft

ZIP 97846$245
Wallowa County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 97846
Wallowa County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-03Listed for sale$399,000
2024-08-27Listing removed--
2024-05-29Price change$459,000
2024-05-21Listed for sale$475,000
2022-07-03Listing removed--
2022-03-25Listed for sale$575,000

For Sale by Owner

AgentProperty Owner

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