983 Bay Quarter Dr, Heathsville, VA, 22473
About This Home
Welcome to Bay Quarter Shores neighborhood located in Heathsville Va on the beautiful Potomac River and surrounding creeks. Built in 1975 and very well maintained, this adorable cottage has 3 bedrooms and 2 full baths. River views and private water access with pier. Enjoy the community amenities, pool, clubhouse, sandy beach, campground, boat ramp, hunting area, short term boat dock, tennis courts, driving range and basketball court!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1975
Materials
- Foundation: Block,Crawl Space
- Roof: Composition
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Coastal,Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Oven,Oven/Range - Electric,Refrigerator,Washer,Water Heater,Electric Water Heater
Bathroom1
- Level: Main
Bathroom2
- Level: Main
Bathroom3
- Level: Main
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Features
- Dry Wall,Paneled Walls
- Finished area above ground: 1,200
Heating & Cooling
- Heating features: Baseboard,Electric
- Cooling features: Window Unit(s),Electric
Interior Area
- Total structure area: 1,200
- Total interior livable area: 1,200 sqft
Property
Accessibility
- Accessibility features: No Stairs
Details
- Parcel number: TAX MAP# 11B10520
- Zoning: R1
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Pool features: Community
- On waterfront: Yes
- Waterfront features: River
- Frontage length: Water Frontage Ft: 82
Lot
- Lot size: 0.29 Acres
Parking
- Total spaces: 1
- Parking features: Attached Carport,Driveway
- Covered spaces: 1
- Has uncovered spaces: Yes
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Drought
- Hurricane
- Coastal Flooding
- Cold Wave
- Ice Storm
- Tornado
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,511 | $18,132 |
| Home Insurance * | $190 | $2,280 |
| Property Taxes | $191 | $2,292 |
| Electricity | $202 | $2,433 |
| Total | $2,094 | $25,128 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-16 | Price change | $325,000 |
| 2026-04-05 | Listed for sale | $350,000 |
| 2025-01-29 | Listing removed | $299,000 |
| 2025-01-22 | Listed for sale | $299,000 |
| 2025-01-01 | Pending sale | $299,000 |
| 2024-12-14 | Listed for sale | $299,000 |
| 2019-07-19 | Listing removed | $199,000 |
| 2019-06-14 | Listed for sale | $199,000 |
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