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109 Courthouse Rd, Heathsville, VA, 22473

4beds
2baths
2,147sqft
$455,000
$212price/sqft
$3,087/moest. monthly cost
$123,480/yrincome needed

About This Home

Charming 1929 Home: Fully Remodeled & Move-In Ready in the Heart of Heathsville. Discover this beautifully updated 1929 home located just moments from the village center. With no HOA, a prime location, and a thoughtful renovation, this property offers both character and modern convenience. Step inside and be surprised! The exterior may look quaint, but the interior offers impressive space and potential. The main level features 9’ ceilings, hardwood floors, and an open, light-filled living room with propane logs in the fireplace and a graceful arched entry leading into the formal dining room. The kitchen shines with brand-new, never-used appliances. The first floor also includes an office with built-in shelving, a bedroom, a newly renovated full bath, and a laundry room with access to the back deck. Upstairs offers three additional bedrooms, a bonus room, and another new bathroom, all with great closets. This extensive remodel is designed to impress. Recent improvements include: Roof (approx. 10 years old), New mini-splits throughout, New electric water heater, Updated baths & kitchen, Fresh finishes, and true move-in readiness. Outside, enjoy a front screen porch, a lovely backyard, and a welcoming rear deck, a detached 3-bay garage, an ideal spaces for storage or hobbies. A charming blend of historic character and modern updates, this home is ready for its next chapter.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

4/10
6/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1929

Materials

  • Roof: Composition
  • Construction materials: Drywall,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Range,Refrigerator
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Partial,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bookcases,Built-in Features,Bedroom on Main Level,Ceiling Fan(s),Separate/Formal Dining Room,Fireplace,High Ceilings,Walk-In Closet(s)
  • Window features: Screens
  • Flooring: Vinyl,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas,Masonry
  • Fireplace: Yes
  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 2,147

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total interior livable area: 2,147 sqft

Other

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 16A1057A

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Front Porch,Screened,Deck,Porch
  • Exterior features: Deck,Porch

Lot

  • Lot size: 0.52 Acres

Parking

  • Total spaces: 3
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Drought
    DroughtRelatively High
  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Drought
Hurricane
Coastal Flooding
Cold Wave
Ice Storm
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,300$27,600
Home Insurance *$290$3,480
Property Taxes $291$3,492
Electricity $206$2,481
Total$3,087$37,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,840/yr
40% on housing$92,610/yr
45% on housing$82,320/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$212This listing

vs Other Active Listings

Avg $/sqft

ZIP 22473$241
Northumberland County$244

vs Homes Sold Last Month

Median $/sqft

ZIP 22473
Northumberland County$211

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-24Listed for sale$455,000

For Sale by Agent

AgentDavid Dew
BrokerageIsabell K. Horsley R. E., Ltd.

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