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185 Marlin Pl, Heathsville, VA, 22473

3beds
4baths
3,526sqft
$1,275,000
$362price/sqft
$8,416/moest. monthly cost
$336,640/yrincome needed

About This Home

Imagine breathtaking wide-water views across protected Cranes Creek stretching out to the Chesapeake Bay, glowing sunrises, & quick boating & fishing adventures right from your backyard. This is the waterfront lifestyle so many dream about. Designed for those who truly love life on the water, this property features a protected pier with an 8,000-pound boat lift & a jet ski lift, with some of the Bay’s best fishing just minutes away. Outdoor living is just as impressive, with a spacious 40' x 26' composite deck that is ideal for entertaining, relaxing in the sun, or even recreating the previous owners’ pool within the deck design. The property also offers a detached 3-bay garage complete with a bathroom, plus a fantastic side screened porch with a sink that is perfect for crab feasts & easy waterfront gatherings. Inside, this beautiful 3-bedroom, 3.5-bath home was thoughtfully designed to capture the views while offering generous living spaces throughout. With 9' ceilings & an airy layout, the main level includes a family room, a spacious living room with a gas fireplace, a formal dining room, a wonderful sunroom, a large kitchen with table space, a laundry room, & a private primary ensuite bedroom. Upstairs, there are 2 additional bedrooms, each with access to a bathroom, a waterfront office, & a huge rec room with a wet bar & incredible views. Whether you are hosting a crowd or simply enjoying a quiet morning by the water, this home offers the perfect balance of comfort, space, & waterfront fun. This is a place where everyone will want to gather. (SOLD FURNISHED)

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
6/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2005

Materials

  • Roof: Composition
  • Construction materials: Drywall,Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Gas Cooking,Microwave,Refrigerator

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Breakfast Area,Ceiling Fan(s),Dining Area,Separate/Formal Dining Room,Double Vanity,Eat-in Kitchen,Fireplace,High Ceilings,Laminate Counters,Main Level Primary,Pantry,Skylights,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Skylight(s)
  • Flooring: Bamboo,Carpet,Vinyl,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas,Wood Burning
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 3,526

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total interior livable area: 3,526 sqft

Other

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: MARLINVILLE SUB LOT 6, Tax Map #: 448006, DB522
  • Zoning description: R1
  • Other equipment: Generator

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Other,Pool
  • Patio & porch: Deck
  • Exterior features: Boat Lift,Deck,Dock
  • Fencing: None
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Creek,Dock Access,Mooring,Bulkhead,Boat Ramp/Lift Access,Waterfront
  • Waterbody name: Cranes Creek
  • Frontage length: 500.0000,500.0000
  • Topography of land: Level

Lot

  • Lot size: 1.89 Acres
  • Features: Dead End,Waterfront,Level

Parking

  • Total spaces: 4
  • Parking features: Attached,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Coastal Flooding
Hurricane
Cold Wave
Drought
Inland Flooding
Ice Storm
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,447$77,364
Home Insurance *$814$9,768
Property Taxes $816$9,792
Electricity $339$4,075
Total$8,416$100,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$288,548/yr
40% on housing$252,480/yr
45% on housing$224,426/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$362This listing

vs Other Active Listings

Avg $/sqft

ZIP 22473$233
Northumberland County$240

vs Homes Sold Last Month

Median $/sqft

ZIP 22473
Northumberland County$211

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-19Listed for sale$1,475,000
2022-09-09Sold$885,000
2022-08-08Pending sale$895,000
2022-07-28Listed for sale$895,000
2022-07-22Pending sale$895,000
2022-07-02Listed for sale$895,000

For Sale by Agent

AgentDavid Dew
BrokerageIsabell K. Horsley R. E., Ltd.

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