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106 W 5th St, Cochrane, WI, 54622

4beds
2baths
1,658sqft
$159,900
$96price/sqft
$1,342/moest. monthly cost
$53,680/yrincome needed

About This Home

Tucked into the quiet, small-town charm of Cochrane, this spacious 4-bedroom, 2-bathroom home offersplenty of room to grow and a great opportunity to build in some sweat equity. With generous living spacethroughout, there's room for a home office, game room, guest space, or whatever fits your lifestyle.The kitchen has seen some updates, giving it a refreshed look, with room to add your own personal touchesover time. Recent updates elsewhere include newer flooring and sheetrock throughout much of the home,giving it a fresh foundation to finish out to your own taste. Some finishing touches remain: trim workand floor transitions still need to be reinstalled in a few areas, making this a great option for a buyerready to put on the final touches and make it their own.Outside, you'll find a detached garage that's been insulated, offering flexible space for parking,storage, a workshop, or hobby space, separate from the home itself.This one just needs a little TLC to feel like home. Bring your vision and make it yours. Located in thepeaceful community of Cochrane, with small-town living and an easy pace of life.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1930

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Gas Water Heater,Range,Refrigerator,Water Softener Owned
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Full

Bathroom

  • Level: Main

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,658

Flex Room

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,627
  • Total interior livable area: 1,658 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Office

  • Level: Upper

Screened Porch

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 111003020000
  • Zoning description: Residential-Multi-Family
  • Other equipment: Fuel Tank - Rented
  • Foundation area: 942

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 7,000 sqft
  • Lot size dimensions: 140ft x 50ft

Parking

  • Total spaces: 2
  • Parking features: Detached Garage,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Inland Flooding
Ice Storm
Landslide
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $808$9,696
Home Insurance *$70$840
Property Taxes $293$3,516
Electricity $171$2,054
Total$1,342$16,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,011/yr
40% on housing$40,260/yr
45% on housing$35,786/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$96This listing

vs Other Active Listings

Avg $/sqft

ZIP 54622$161
Buffalo County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 54622
Buffalo County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Listed for sale$159,900
2020-08-28Sold$80,000
2020-06-11Pending sale$89,900
2020-05-15Price change$89,900
2020-03-18Listed for sale$94,900
2013-07-02Sold$50,000

For Sale by Agent

AgentDavid Skeels
BrokerageKeller Williams Premier Realty

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