




1016 12th Street, Bellingham, WA, 98225
About This Home
Built in 1922, this iconic Fisherman's Craftsman Bungalow has been a quiet fixture of South Hill for more than a century. Freshly painted and thoughtfully preserved, it blends enduring character with craftsmanship that has stood the test of time. From its coveted location just moments from Historic Fairhaven, the Carnegie Library, waterfront trails, cafés, and local boutiques are part of your daily routine. Inside, rich period details create a warmth only a home of this era can offer, while one-level living makes everyday life effortless. A flexible bonus room is perfect for a home office, studio, or reading nook. Beneath the home, a 1,100 sq ft unfinished daylight basement offers abundant space for woodworking, tools, hobbies, and storage, while providing exciting potential for future finished living space. Just off the dining room, a private patio captures views of Bellingham Bay and the San Juan Islands, creating an unforgettable setting for morning coffee, sunset dinners, and summer entertaining. The backyard is a hidden sanctuary with established garden space and a mature apple tree where deer quietly bed down and raise their fawns each spring. Alley access leads to a covered carport, adding everyday convenience while preserving the home's timeless streetscape. This is a home that invites stewardship, offering its next owner the rare privilege of preserving a piece of Bellingham's history while becoming part of its future.
Getting Around
Schools
Construction
Condition
- Property condition: Good
- Year built: 1922
Materials
- Foundation: Concrete Ribbon
- Roof: Composition
- Construction materials: Cement/Concrete,Stucco
Notable Dates
- Major remodel year: 1991
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman,1 Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Disposal,Dryer,Refrigerator,Stove(s)/Range(s),Washer,Dryer(s),Garbage Disposal,Refrigerator(s),Washer(s),Water Heater: Gas,Water Heater Location: Basement
Basement
- Has basement: Yes
- Basement: Daylight,Unfinished
Bathroom Full
- Level: Main
Bedroom
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Den Office
- Level: Main
Dining Room
- Level: Main
Entry Hall
- Level: Main
Features
- Ceiling Fan(s),Dining Room
- Window features: Dbl Pane/Storm Window
- Flooring: Concrete,Engineered Hardwood,Softwood,Vinyl,Carpet
- Number of fireplaces: 1
- Fireplace features: Gas,Main Level: 1,Fireplace
- Fireplace: Yes
Heating & Cooling
- Heating features: Fireplace,Forced Air,Stove/Free Standing,Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 2,579
- Total interior livable area: 2,579 sqft
Kitchen With Eating Space
- Level: Main
Living Room
- Level: Main
Master Bedroom
- Level: Main
Utility Room
- Level: Lower
Property
Details
- Parcel number: 370201130201
- Zoning: RS4.5
- Zoning description: Jurisdiction: City
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Entry location: Main
- Patio & porch: Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,Jetted Tub,Water Heater
- Spa features: Bath
- Has view: Yes
- View description: Bay,City,Islands,Territorial
- Has water view: Yes
- Water view: Bay
- Topography of land: Partial Slope
- Residential vegetation: Fruit Trees,Garden Space
Lot
- Lot size: 4,791 sqft
- Features: Corner Lot,Curbs,Paved,Sidewalk,Cable TV,Deck,Gas Available,High Speed Internet,Patio
Parking
- Total spaces: 4
- Parking features: Attached Carport,Off Street
- Covered spaces: 2
- Uncovered spaces: 2
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Coastal Flooding
- Cold Wave
- Earthquake
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Whatcom County and Washington
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,475 | $53,700 |
| Home Insurance * | $140 | $1,680 |
| Property Taxes | $584 | $7,008 |
| Electricity | $176 | $2,116 |
| Total | $5,375 | $64,500 |
Income You'd Need if You Spent...
Washington FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Price change | $825,000 |
| 2026-07-08 | Listed for sale | $885,000 |
| 1990-06-22 | Sold | $120,000 |
