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4367 E Northshore Ln, Olney, IL, 62450

2beds
2baths
0sqft
$349,500
--price/sqft
$2,779/moest. monthly cost
$111,160/yrincome needed

About This Home

A picture-perfect retreat! A home nestled on a wooded lot sitting by the lakeside offers a serene escape from the hustle and bustle of everyday life. With an additional lot providing 250 feet of shoreline, there's plenty of space to enjoy the tranquil beauty of the lake. The window wall overlooking the lake ensures that you can enjoy breathtaking views from the comfort of your home, while decks and a lakeside pergola equipped with wind chimes create inviting spaces to relax and soak in the natural surroundings. The attention to detail with beautiful landscaping, flower gardens, waterfalls, and a KOI pond adds to the charm and tranquility of the property. A basement with a hot tub offers the perfect retreat for relaxation after a day spent exploring or enjoying activities on the lake. Speaking of the lake, the presence of bluegill, catfish, and large mouth bass provides ample opportunities for fishing enthusiasts to indulge in their favorite pastime. And being located next to an 18-hole golf course adds another layer of leisure and recreation, making this property truly a haven for those seeking a balance of natural beauty and outdoor activities.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
7/10
8/10
East Richland High SchoolGrades 9-122.6 mi

Construction

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Stone Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 0

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 0621402035 / 034
  • Lease amount: 0

Features

  • Patio & porch: Screened Porch,Deck
  • Has view: Yes
  • View description: Lake,Water
  • Has water view: Yes
  • Water view: Lake,Water

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Drought
Earthquake
Hail
Heat Wave
Inland Flooding
Tornado
Winter Weather
Ice Storm

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,767$21,204
Home Insurance *$545$6,540
Property Taxes $337$4,044
Electricity $130$1,569
Total$2,779$33,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,280/yr
40% on housing$83,370/yr
45% on housing$74,106/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 6.1%
6.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 62450$108
Richland County$94

vs Homes Sold Last Month

Median $/sqft

ZIP 62450
Richland County$88

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-04Listed for sale$349,500

For Sale by Agent

AgentJeff Tyler
BrokerageTyler Realty

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