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8907 N 1400th Blvd, Mount Carmel, IL, 62863

3beds
2baths
0sqft
$305,000
--price/sqft
$2,299/moest. monthly cost
$91,960/yrincome needed

About This Home

Welcome to this charming three-bedroom, two-bath home situated on just over six peaceful acres in Wabash County. With approximately 1,400 square feet of living space, this brick home offers the perfect blend of modern updates and quiet country living-while still being conveniently located close to town. Recent improvements include a brand new roof, like-new central air conditioner and furnace, water heater, updated light fixtures, fresh paint, and more. Step onto the covered front porch and enjoy serene views of local wildlife and a fully stocked pond-an ideal spot to relax and unwind. The property also includes an attached two-car garage and a spacious 50'x72' pole barn, providing ample room for storage, hobbies, or equipment. Don't miss this opportunity to enjoy country living at its finest! Call Rhonda for additional details and schedule your private showing today! MLS# 11631567

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

6/10
Mt Carmel Grade SchoolGrades 3-62.3 mi
4/10
Mt Carmel Middle SchoolGrades 7-83.6 mi
8/10
Mount Carmel High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 1990

Materials

  • Roof: Asphalt
  • Construction materials: Brick Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Crawl

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Tile,Vinyl
  • Finished area above ground: 1,411

Heating & Cooling

  • Heating features: Propane,Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 1,411

Kitchen

  • Features: Open,Laminate Counters

Property

Details

  • Parcel number: 102320000401
  • Lease amount: 0

Features

  • Stories: 1
  • Patio & porch: Covered Porch
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 6.44 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Strong Wind
Winter Weather
Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,542$18,504
Home Insurance *$297$3,564
Property Taxes $330$3,960
Electricity $130$1,569
Total$2,299$27,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,822/yr
40% on housing$68,970/yr
45% on housing$61,306/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -6.4%
-6.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 62863$56
Wabash County$60

vs Homes Sold Last Month

Median $/sqft

ZIP 62863
Wabash County$89

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-23Listed for sale$305,000

For Sale by Agent

AgentRhonda Colyer
BrokerageIntegrity Realty & Auctions

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