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461 N Broadway St, Carlisle, KY, 40311

3beds
2baths
1,560sqft
$110,000
$71price/sqft
$882/moest. monthly cost
$35,280/yrincome needed

About This Home

Charming 1 1/2-story home located in the heart of historic downtown Carlisle! This affordable 3-bedroom, 2-bath home offers plenty of space and character with a functional layout designed for comfortable living. The first floor features a spacious primary bedroom and full bath, living room, large dining room, spacious kitchen, laundry room, and two bonus rooms that offer flexibility for an office, nursery, playroom, or additional living space. Upstairs, you'll find two additional bedrooms and a full bath. Additional features include an unfinished basement for extra storage, off-street parking, and a prime location within walking distance to local restaurants, shops, and downtown attractions. Whether you're a first-time buyer, investor, or simply looking to enjoy small-town living, this home offers just that! Home is being Sold As-Is. Inspections Welcome!

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

4/10

Construction

Materials

  • Foundation: Stone
  • Roof: Metal
  • Construction materials: Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Full,Unfinished,Walk-Out Access

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: First

Dining Room

  • Level: First

Features

  • Eat-in Kitchen,Ceiling Fan(s)
  • Window features: Skylight(s)
  • Flooring: Carpet,Ceramic Tile,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,560

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,560
  • Total interior livable area: 1,560 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Office

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: C0341001.00

Features

  • Levels: One and One Half
  • Fencing: None

Lot

  • Lot size: 8,001 sqft

Parking

  • Parking features: Driveway,Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $556$6,672
Home Insurance *$89$1,068
Property Taxes $83$996
Electricity $154$1,850
Total$882$10,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,240/yr
40% on housing$26,460/yr
45% on housing$23,520/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$71This listing

vs Other Active Listings

Avg $/sqft

ZIP 40311$320
Nicholas County$339

vs Homes Sold Last Month

Median $/sqft

ZIP 40311
Nicholas County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-13Price change$110,000
2026-07-07Listed for sale$120,000
2026-06-26Pending sale$120,000
2026-05-28Listed for sale$120,000
2019-03-23Sold$48,000
2019-01-25Pending sale$55,000
2018-10-04Listed for sale$55,000
2018-07-28Pending sale$55,000
2018-06-19Listed for sale$55,000
2004-10-08Sold$20,000

For Sale by Agent

AgentDana M Bussell
BrokerageKY Property Hunters

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