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1054 Lake Whatcom Boulevard, Sedro Woolley, WA, 98284

1beds
1baths
492sqft
$499,000
$1,014price/sqft
$3,096/moest. monthly cost
$123,840/yrincome needed

About This Home

Tucked into a peaceful, tree lined hillside with sweeping lake views, this charming 1950s cabin is being offered for sale for the very first time. A true hidden gem, the home blends vintage character with a warm, inviting atmosphere featuring cozy wood interiors, a classic wood burning stove, and sunlit windows that frame the natural beauty outside. Step down to your private waterfront retreat, complete with a dock and a rare boathouse option, an increasingly hard to find feature that makes this property truly special. Whether you are enjoying quiet mornings on the covered deck, entertaining by the water, or simply unwinding in nature, this cabin offers the perfect escape. Surrounded by lush greenery and set just above the shoreline, the property provides both privacy and direct access to the lake lifestyle. With endless potential to update, expand, or enjoy as is, this is a unique opportunity to own a piece of waterfront history. Do not miss it. Properties like this rarely come available.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

2/10
Acme Elementary SchoolGrades K-65.5 mi
3/10
5/10

Construction

Condition

  • Year built: 1957

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Notable Dates

  • Major remodel year: 1957

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Stove(s)/Range(s),Refrigerator(s)

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Entry Hall

  • Level: Main

Features

  • Flooring: Softwood,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Stove/Free Standing,Wood
  • Cooling features: None

Interior Area

  • Total structure area: 492
  • Total interior livable area: 492 sqft

Living Room

  • Level: Main

Property

Details

  • Parcel number: 3704205392180000
  • Zoning: R5A
  • Zoning description: Jurisdiction: County
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Fireplace
  • Has view: Yes
  • View description: Lake,Territorial
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: High Bank,Low Bank,Medium Bank,Lake,No Bank
  • Frontage length: Waterfront Ft: 68
  • Topography of land: Level,Partial Slope,Steep Slope
  • Residential vegetation: Brush,Wooded

Lot

  • Lot size: 6,534 sqft

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Avalanche
    AvalancheVery High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Avalanche
Ice Storm
Cold Wave
Earthquake
Inland Flooding
Landslide
Winter Weather

FEMA Declared Disasters in Whatcom County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$116$1,392
Property Taxes $308$3,696
Electricity $149$1,793
Total$3,096$37,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,148/yr
40% on housing$92,880/yr
45% on housing$82,560/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,014This listing

vs Other Active Listings

Avg $/sqft

ZIP 98284$286
Whatcom County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 98284$335
Whatcom County$335

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$599,000

For Sale by Agent

AgentJosh Baijot
BrokerageDen Finder

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