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744 Summerset Way, Sedro Woolley, WA, 98284

3beds
1baths
1,008sqft
$399,000
$396price/sqft
$2,487/moest. monthly cost
$99,480/yrincome needed

About This Home

Welcome home to this peaceful rambler in the highly desirable Glenhaven Lakes community! This charming 3-bedroom home offers comfortable single-level living and a wonderful combination of privacy and recreation. Situated on a spacious lot, the property features a large fully fenced backyard with plenty of room for gardening, pets, play, entertaining, or simply relaxing in your own private outdoor retreat. Inside, you'll find a functional floor plan with comfortable living spaces, abundant natural light, and the convenience of one-level living. An attached 2-car garage provides ample storage and workspace. This home offers an excellent opportunity for buyers looking to add their own personal touches. Thoughtfully priced to reflect its current condition, there is plenty of room to update and customize while building equity along the way. As a resident of Glenhaven Lakes, you'll enjoy access to outstanding community amenities, including a private pool, clubhouse, tennis courts, and beautiful lake access for year-round recreation. Whether you're spending a summer afternoon by the pool, enjoying the lake, or participating in community activities, Glenhaven offers a lifestyle you'll love.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

5/10
Acme Elementary SchoolGrades K-66.4 mi
3/10
5/10

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement Planked,Wood Siding,Cement Plank

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Refrigerator(s),Water Heater: Electric,Water Heater Location: Crawl

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Entry Hall

  • Level: Main

Features

  • Flooring: Laminate,Vinyl

Heating & Cooling

  • Heating features: Wall Furnace,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 1,008
  • Total interior livable area: 1,008 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 3704292393410000
  • Zoning: R2A
  • Zoning description: Jurisdiction: County
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Water Heater
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level,Partial Slope,Sloped

Lot

  • Lot size: 0.25 Acres
  • Features: Paved,Deck,Fenced-Fully

Parking

  • Total spaces: 5
  • Parking features: Driveway,Attached Garage
  • Has garage: Yes
  • Covered spaces: 2
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Avalanche
    AvalancheVery High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Avalanche
Ice Storm
Cold Wave
Earthquake
Inland Flooding
Landslide
Winter Weather

FEMA Declared Disasters in Whatcom County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$92$1,104
Property Taxes $229$2,748
Electricity $149$1,793
Total$2,487$29,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,268/yr
40% on housing$74,610/yr
45% on housing$66,320/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$396This listing

vs Other Active Listings

Avg $/sqft

ZIP 98284$287
Whatcom County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 98284$335
Whatcom County$335

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-18Pending sale$399,000
2026-07-29Price change$399,000
2026-07-14Price change$410,000
2026-06-16Listed for sale$420,000
2017-10-27Sold$231,750
2017-09-06Pending sale$225,000
2017-08-31Listed for sale$225,000
2004-07-30Sold$157,000
1999-01-25Sold$104,000

For Sale by Agent

AgentSummer Jones
BrokerageCOMPASS

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