205 N Church St, Fayette, MO, 65248
About This Home
Space, Location, & Opportunity--All in One! This spacious 5-bed, 2-bath home offers the flexibility today's buyers want--perfect for owner-occupants or investors alike. Ideally located just steps from Central Methodist University and a short walk to Fayette's shops and restaurants, the home combines small-town charm with unbeatable convenience. Inside, you'll find two large main-level living areas, generously sized bedrooms, ample closet space, and inviting covered front and back porches--great for relaxing or gathering with friends. Already leased for the current school year, it also provides immediate rental income and a strong occupancy history. With a newer HVAC system and low-maintenance features, this property offers comfort, character, and dependable investment potential. Come see!!
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1930
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Microwave,Dishwasher
- Laundry features: Washer/Dryer Hookup
Basement
- Has basement: Yes
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
Cooling
- Cooling features: Central Electric,Window Unit(s)
Features
- Tub/Shower,Walk-In Closet(s),Laminate Counters,Wood Cabinets
- Flooring: Carpet,Laminate,Vinyl
- Finished area below ground: 0
Full Bathroom
- Level: Main
Full Bathroom
- Level: Upper
Interior Area
- Total structure area: 2,053
- Total interior livable area: 2,053 sqft
Property
Details
- Parcel number: 121011001009012000
Features
- Patio & porch: Covered,Rear Porch,Front Porch
Lot
- Lot size: 3,037 sqft
- Lot size dimensions: 3037 sq ft
Parking
- Parking features: No Garage
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Heat Wave
- Lightning
- Strong Wind
- Winter Weather
- Hail
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,087 | $13,044 |
| Home Insurance * | $179 | $2,148 |
| Property Taxes | $94 | $1,128 |
| Electricity | $156 | $1,881 |
| Total | $1,516 | $18,192 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-06 | Listed for sale | $214,999 |
| 2025-11-01 | Listing removed | $214,999 |
| 2025-06-29 | Listed for sale | $214,999 |
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