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1433 Madison St #9558, Fredericktown, MO, 63645

2beds
1baths
903sqft
$214,900
$238price/sqft
$1,677/moest. monthly cost
$67,080/yrincome needed

About This Home

Charming Riverfront Cabin on the St. Francois River. Beautifully furnished 2-bedroom, 1-bath cabin on a peaceful dead-end road overlooking the scenic St. Francois River. This turn-key property is an active revenue-producing Airbnb or the perfect private getaway. Enjoy stunning river views from the large deck, partially covered for year-round comfort. Relax in the outdoor hot tub or gather around the fire pit under the stars. Inside, you’ll find some hardwood floors, plenty of river-facing windows, and a clawfoot soaking tub in the master bedroom. The low-maintenance yard means more time to enjoy nature. The St. Francois River offers amazing kayaking, canoeing, and fishing, making this property ideal for outdoor enthusiasts. The can furniture stay, making it completely move-in ready. Whether you’re looking for a serene getaway, a full-time home, or an income-producing vacation rental, this cabin delivers comfort, charm, and natural beauty in one perfect river front package. Also Elephant Rocks, Mill Stream Gardens, Silver Mines, Taum Sauk Mountain, and Johnson Shut-ins are all just a short drive for your outdoors adventures!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
6/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1968

Materials

  • Roof: Metal
  • Construction materials: Metal Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Propane Cooktop,Microwave,Oven,Refrigerator,Water Heater,Water Softener

Bathroom

  • Features: Floor Covering: Laminate
  • Level: Main
  • Area: 54
  • Dimensions: 9x6

Bedroom

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 240
  • Dimensions: 16x15

Bedroom2

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 90
  • Dimensions: 10x9

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Dining/Living Room Combo,Shower,Soaking Tub
  • Window features: Double Pane Windows,Window Coverings,Wood Frames
  • Flooring: Hardwood,Luxury Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 903

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 903
  • Total interior livable area: 903 sqft

Kitchen

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 81
  • Dimensions: 9x9

Living Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 216
  • Dimensions: 24x9

Mud Room

  • Features: Floor Covering: Laminate
  • Level: Main
  • Area: 36
  • Dimensions: 9x4

Property

Details

  • Parcel number: 048.033003001021.000
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Covered,Deck
  • Exterior features: Barbecue,Fire Pit,Storage
  • Fencing: Partial
  • Has view: Yes
  • View description: River,Rural,Trees/Woods,Water
  • Water view: River,Water
  • On waterfront: Yes
  • Waterfront features: Waterfront,River Access,River Front
  • Waterbody name: St. Francois River

Lot

  • Lot size: 0.30 Acres
  • Features: Some Trees,Views,Waterfront
  • Lot size dimensions: 0.30 Acres

Parking

  • Parking features: Additional Parking,Driveway,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveVery High
  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Inland Flooding
Lightning
Tornado
Winter Weather
Earthquake
Hail
Ice Storm

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,086$13,032
Home Insurance *$336$4,032
Property Taxes $114$1,368
Electricity $141$1,693
Total$1,677$20,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,497/yr
40% on housing$50,310/yr
45% on housing$44,720/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -4.4%
-4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$238This listing

vs Other Active Listings

Avg $/sqft

ZIP 63645$161
Madison County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 63645
Madison County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Price change$199,900
2026-07-06Price change$214,900
2026-02-10Listed for sale$219,900
2026-01-28Pending sale$219,900
2025-12-06Listed for sale$219,900
2025-11-21Pending sale$219,900
2025-11-03Listed for sale$219,900
2018-12-21Sold--
2018-12-05Pending sale$28,500
2018-11-30Listed for sale$28,500

For Sale by Agent

AgentMisty Brown
BrokerageLiving The Dream Inc.

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