4446 Decatur Drive, Ferndale, WA, 98248
About This Home
Located in the elite enclave of Sandy Point Arm, this newer-built 4BD/2.5BA home offers 2,754 SF of thoughtfully designed living space w/amazing views from nearly every room. Expansive picture windows frame stunning views of Mt. Baker, the bay, and golf course like living artwork, filling the home w/natural light & unforgettable scenery throughout. Designed for both comfort and entertaining, the spacious kitchen features an oversized island, abundant cabinetry, & large walk-in pantry. Rich hardwood floors enhance the home’s warm, upscale feel, while ductless mini-splits provide efficient year-round comfort. The expansive living room flows seamlessly into the kitchen & dining areas, anchored by a cozy gas fireplace. Upstairs, a generous flex space is ideal for a home office, media room, or game area. The impressive primary suite offers a private lanai w/bay views and a spa-inspired ensuite bath. Convenient upstairs laundry is located alongside all 4 bedrooms. Outdoor living shines with a covered back patio featuring composite decking, cedar ceiling, recessed lighting, while the welcoming front porch offers the perfect place to relax and enjoy water views. The fully fenced backyard borders the community golf course with annual pass available for just $100/yr. Enjoy Sandy Point amenities including a heated outdoor pool, pickleball courts, clubhouse, & Marina w/boat launch. Rare opportunity to own a beautifully built home in one of Sandy Point’s most desirable locations.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Very Good
- Year built: 2019
Materials
- Roof: Composition
- Construction materials: Cement/Concrete,Wood Products
Other
- Builder name: Squalicum Builders
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional,2 Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Water Heater: Electric,Water Heater Location: Garage
Basement
- Basement: None
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Den Office
- Level: Second
Dining Room
- Level: Main
Features
- Bath Off Primary,Dining Room,High Tech Cabling,Pantry
- Window features: Dbl Pane/Storm Window
- Flooring: Ceramic Tile,Hardwood,Carpet
- Number of fireplaces: 1
- Fireplace features: Gas,Main Level: 1,Fireplace
- Fireplace: Yes
Heating & Cooling
- Heating features: Fireplace,Ductless,High Efficiency (Unspecified),Electric,Propane
- Cooling features: Ductless,High Efficiency (Unspecified)
Interior Area
- Total structure area: 2,753
- Total interior livable area: 2,753 sqft
Property
Details
- Parcel number: 3801100564760000
- Zoning: RR3
- Zoning description: Jurisdiction: County
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Entry location: Main
- Pool features: Community
- Patio & porch: Bath Off Primary,Dbl Pane/Storm Window,Dining Room,Fireplace,High Tech Cabling,Pantry,Walk-In Closet(s),Water Heater
- Has view: Yes
- View description: Bay,Golf Course,Mountain(s),Ocean,Territorial
- Has water view: Yes
- Water view: Bay,Ocean
- Topography of land: Level
Lot
- Lot size: 6,969 sqft
- Features: Cul-De-Sac,Dead End Street,Paved,Cable TV,Deck,Fenced-Fully,High Speed Internet,Patio,Propane,Sprinkler System
Parking
- Total spaces: 2
- Parking features: Attached Garage
- Has garage: Yes
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Cold Wave
- Earthquake
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters in Whatcom County and Washington
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,545 | $54,540 |
| Home Insurance * | $164 | $1,968 |
| Property Taxes | $588 | $7,056 |
| Electricity | $188 | $2,259 |
| Total | $5,485 | $65,820 |
Income You'd Need if You Spent...
Washington FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-10 | Price change | $899,000 |
| 2026-05-13 | Listed for sale | $925,000 |
| 2020-04-10 | Sold | $548,000 |
| 2020-03-10 | Pending sale | $559,950 |
| 2020-01-03 | Price change | $559,950 |
| 2019-10-25 | Price change | $564,950 |
| 2019-10-10 | Price change | $569,950 |
| 2019-09-06 | Price change | $575,000 |
| 2019-07-11 | Listed for sale | $595,000 |
| 2014-01-01 | Listing removed | $60,000 |
| 2013-08-23 | Price change | $60,000 |
| 2013-08-19 | Listed for sale | $50,000 |
| 2013-03-16 | Listing removed | $99,500 |
| 2012-07-29 | Price change | $99,500 |
| 2012-05-19 | Listed for sale | $105,000 |
| 2012-03-29 | Sold | $14,780 |
| 2012-02-14 | Pending sale | $14,500 |
| 2012-01-01 | Price change | $14,500 |
| 2011-09-23 | Listed for sale | $19,900 |
| 2011-06-30 | Listing removed | $30,000 |
| 2011-03-16 | Price change | $30,000 |
| 2010-09-02 | Listed for sale | $40,000 |
| 2005-01-18 | Sold | $10,000 |
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