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1291 Madison 515, Arcadia, MO, 63621

0beds
1baths
1,590sqft
$480,000
$302price/sqft
$3,653/moest. monthly cost
$146,120/yrincome needed

About This Home

Escape to the heart of the Ozarks with this exceptional 93± acre farm surrounded by the beautiful rolling mountains of Madison County. Conveniently located with access off Madison 515, this versatile property offers approximately 45 acres of fenced pasture, with the balance in timber, making it an ideal setup for livestock, recreation, or a country homestead. The mostly updated 3-bedroom, 1-bath home features new flooring, an updated bathroom, new windows, and a newer HVAC system, providing modern comfort while maintaining its rural charm. Multiple spring-fed ponds are scattered throughout the property, offering a reliable water source for livestock and enhancing the beauty of the landscape. Currently operating as a cattle farm, the property is well-equipped with a 30' x 40' barn featuring a concrete floor and electricity, providing excellent space for equipment, storage, or workshop use. Outdoor enthusiasts will appreciate being just minutes from Marble Creek Campground and Trailhead, with convenient access to thousands of acres of Mark Twain National Forest, offering exceptional opportunities for horseback riding, hiking, hunting, ATV riding, and year-round outdoor recreation. Whether you're looking to expand your farming operation, establish a hobby farm, enjoy outstanding hunting and recreation, or simply experience the peaceful Ozark lifestyle, this diverse property offers endless possibilities in a truly scenic setting.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

7/10
4/10
Fredericktown High SchoolGrades 9-1216.2 mi

Construction

Condition

  • Year built: 1970

Materials

  • Roof: Metal
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Farm

Interior

Bedrooms & Bathrooms

  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Wood Burning Stove
  • Fireplace: Yes
  • Finished area above ground: 1,590

Heating & Cooling

  • Heating features: Electric,Wood
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,590
  • Total interior livable area: 1,590 sqft

Property

Details

  • Parcel number: 124.018000000003.000
  • Special condition: Standard

Features

  • Horses can be raised: Yes

Lot

  • Lot size: 93 Acres
  • Features: Adjoins Wooded Area,Farm,Gently Rolling,Pasture,Pond on Lot,Suitable for Horses

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveVery High
  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Inland Flooding
Lightning
Tornado
Winter Weather
Earthquake
Hail
Ice Storm

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,427$29,124
Home Insurance *$829$9,948
Property Taxes $256$3,072
Electricity $141$1,693
Total$3,653$43,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,245/yr
40% on housing$109,590/yr
45% on housing$97,413/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -4.4%
-4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$302This listing

vs Other Active Listings

Avg $/sqft

ZIP 63621$151
Madison County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 63621
Madison County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$480,000
2026-06-27Listed for sale$480,000

For Sale by Agent

AgentJason Stokes
BrokerageMidwest Land Group LLC

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