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875 SW Highway 54, Osceola, MO, 64776

4beds
1baths
2,748sqft
$449,000
$163price/sqft
$2,902/moest. monthly cost
$116,080/yrincome needed

About This Home

Home for sale St. Clair County Missouri Situated on 42± acres in St. Clair County, Missouri, this charming 4-bedroom, 2-bath, 2,748sqft home offers the perfect mix of comfort, space, and peaceful country living. Inside, you'll find a warm and inviting atmosphere highlighted by beautiful wood peaked ceilings that create an open, spacious feel throughout the main living area. Large windows throughout the home fill the space with natural light while offering scenic views of the surrounding countryside. The home is serviced by a private well and septic as well as central air and propane heat. House for sale Osceola Missouri A bright sunroom/entry way provides the perfect place to relax, enjoy your morning coffee, or take in the views of your acreage and the abundant wildlife that frequent the property. The home also features a circle driveway for easy access and added curb appeal and is located within the Weaubleau School District. With plenty of room for recreation, livestock, or simply enjoying the privacy of rural living, this 42± acre property offers endless possibilities for anyone looking to enjoy the beauty and tranquility of the Missouri countryside.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

9/10
Weaubleau Elementary SchoolGrades PK-614.3 mi
6/10
Weaubleau High SchoolGrades 7-1214.3 mi

Construction

Condition

  • Year built: 1997

Materials

  • Roof: Other
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Other

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedroom4

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,748

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,748
  • Total interior livable area: 2,748 sqft

Property

Details

  • Parcel number: 202.009000000007.01

Lot

  • Lot size: 82 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Drought
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather
Hail
Heat Wave
Tornado

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$233$2,796
Property Taxes $190$2,280
Electricity $209$2,518
Total$2,902$34,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,497/yr
40% on housing$87,060/yr
45% on housing$77,386/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 64776$906
St. Clair County$498

vs Homes Sold Last Month

Median $/sqft

ZIP 64776
St. Clair County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$449,000
2026-03-10Listed for sale$465,000
2025-12-01Listing removed$405,500
2025-09-05Listed for sale$405,500
2023-09-21Listing removed--
2023-08-09Listed for sale$449,000
2020-10-01Sold--
2020-08-13Pending sale$219,900
2020-01-17Listed for sale$219,900
2020-01-04Pending sale$219,900
2019-12-04Listed for sale$219,900
2015-01-07Sold--

For Sale by Agent

AgentDylan Piccoli
BrokerageUnited Country Buckhorn Land a

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