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5620 Silver Lake Road, Clever, MO, 65631

2beds
1baths
942sqft
$700,000
$743price/sqft
$4,453/moest. monthly cost
$178,120/yrincome needed

About This Home

62 acre farm located in Clever School District. The older farm house and metal shop building are clearly usable and habitable. Much of the land is pasture and there is a pond as well. There are also some areas with trees that offer protection for the livestock. Great development potential as well.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

7/10
Clever Elementary SchoolGrades PK-86.3 mi
7/10
Clever High SchoolGrades 9-126.3 mi

Construction

Condition

  • Year built: 1930

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 942

Heating & Cooling

  • Heating features: Other,Other - See Remarks
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 942
  • Total interior livable area: 942 sqft

Property

Details

  • Parcel number: 026.013000000009.000

Features

  • Levels: One
  • Has view: Yes
  • View description: Panoramic,Creek/Stream
  • Has water view: Yes
  • Water view: Creek/Stream
  • Topography of land: Rolling

Lot

  • Lot size: 62 Acres
  • Features: Secluded

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Ice Storm
Lightning
Cold Wave
Drought
Heat Wave
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$517$6,204
Property Taxes $256$3,072
Electricity $141$1,693
Total$4,453$53,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,674/yr
40% on housing$133,590/yr
45% on housing$118,746/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$743This listing

vs Other Active Listings

Avg $/sqft

ZIP 65631$155
Stone County$196

vs Homes Sold Last Month

Median $/sqft

ZIP 65631$169
Stone County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Price change$200,000
2026-07-07Price change$300,000
2026-07-07Price change$700,000
2026-02-18Pending sale$170,000
2026-02-09Price change$170,000
2025-03-11Listed for sale$800,000

For Sale by Agent

AgentSteven R Reith
BrokerageBattlecreek Properties, Inc

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