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14 The Homestead Place Lane, Cape Fair, MO, 65624

1beds
1baths
780sqft
$225,000
$288price/sqft
$1,461/moest. monthly cost
$58,440/yrincome needed

About This Home

Charming Lake Getaway - Fully Furnished and Move-In ReadyEnjoy lake living in this beautifully remodeled 1-bedroom, 1-bath home that comfortably sleeps four. Whether you're looking for a weekend retreat, or your own peaceful getaway, this property is just a short walk to the lake and ready to enjoy from day one.Recent improvements include,New roof (2025),New fascia, gutters, and gutter guards,New water heater (2026). The property includes two lots, a carport, and a storage shed perfect for your mower, tools, and lake gear. All appliances stay with the home.Inside, you'll find a comfortable bedroom plus a Murphy bed, allowing accommodations for up to four guests. The home is being sold fully furnished--just bring your swimsuit and friends!Relax outdoors under the canopy and enjoy the included patio furniture while spending peaceful evenings near the lake.Conveniently located, 7 minutes to Cape Fair Marina, 30 minutes to Branson West, 40 minutes to Branson's shopping, restaurants, and entertainment, 1 hour to Springfield.Whether you're seeking a personal retreat, vacation property, or investment opportunity, this charming lake home offers comfort, convenience, and the perfect lake lifestyle.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
3/10
5/10
Reeds Spring High SchoolGrades 9-128.0 mi

Construction

Condition

  • Year built: 1983

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Free-Standing Electric Oven,Microwave,Refrigerator,Electric Water Heater,Dishwasher
  • Laundry features: Main Level,W/D Hookup

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Walk-in Shower,Granite Counters
  • Window features: Blinds
  • Flooring: Engineered Hardwood
  • Fireplace features: Electric
  • Fireplace: Yes
  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 780

Heating & Cooling

  • Heating features: Wall Furnace,Mini-Splits,Electric,Propane
  • Cooling features: Ceiling Fan(s),Wall Unit(s)

Interior Area

  • Total structure area: 780
  • Total interior livable area: 780 sqft

Master Bedroom

  • Area: 200.6
  • Dimensions: 17 x 11.8

Other

  • Area: 314.76
  • Dimensions: 18.3 x 17.2

Property

Details

  • Parcel number: 098.027002002009.001

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Covered
  • Fencing: None,Metal
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake

Lot

  • Lot size: 10,454 sqft

Parking

  • Total spaces: 2
  • Parking features: Covered,Private
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Heat Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather
Cold Wave
Hail
Landslide
Tornado

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$101$1,212
Property Taxes $82$984
Electricity $141$1,693
Total$1,461$17,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,091/yr
40% on housing$43,830/yr
45% on housing$38,960/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$288This listing

vs Other Active Listings

Avg $/sqft

ZIP 65624$252
Stone County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 65624
Stone County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$215,000
2026-06-27Listed for sale$225,000
2024-07-12Sold--
2024-06-07Pending sale$184,900
2024-06-03Price change$184,900
2024-05-14Price change$194,900
2024-03-24Listed for sale$199,900
2020-04-17Listing removed$79,900
2020-03-13Pending sale$79,900
2020-03-11Price change$79,900
2020-02-22Listed for sale$82,500
2018-12-18Listing removed$69,900
2018-11-16Pending sale$69,900
2018-04-30Listed for sale$69,900

For Sale by Agent

AgentMichael Williams
BrokerageCappy Harris REALTORS

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