70 Spirit Lane, Cape Fair, MO, 65624
About This Home
Welcome to this beautifully maintained Cape Fair home, with a lake view, full of comfort, charm, and endless possibilities in a peaceful lake community! Featuring 2 bedrooms plus a non-conforming 3rd bedroom, this home offers flexible space perfect for guests, a home office, or hobby room.Inside, you'll love the character throughout, gorgeous solid oak kitchen cabinets, and a spacious walk-in pantry. Major updates include a new roof installed in December 2023 and a new HVAC system in 2022, giving you peace of mind for years to come. For added convenience, the washer, dryer, and refrigerator are all included--making this home truly move-in ready.The basement offers incredible potential for future use--whether you envision a cozy family room, workshop, game room, fitness area, or additional storage, there's plenty of space to make it your own.Step outside to enjoy the fenced backyard, ideal for pets, play, gardening, or entertaining. A detached one-car garage adds everyday convenience, while the additional vacant lot included with the property creates exceptional investment potential--build another home to sell, add a guest house, or simply enjoy the extra privacy and space.Located in the heart of Cape Fair, you'll appreciate the quiet setting, seasonal lake views, and close proximity to Flat Creek Restaurant and Bridgeport Public Access for easy lake access.Clean, well-cared for, and full of opportunity, this property is an excellent choice for those looking to downsize, purchase their first home, invest in real estate, or enjoy lake community living. With its unique combination of updates, inclusions, extra land, and future potential, this one is truly a must-see!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1972
Materials
- Roof: Composition
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Cooktop,Dryer,Washer,Refrigerator,Microwave
Basement
- Has basement: Yes
- Basement: Partially Finished,Partial
Bedroom1
- Area: 100
- Dimensions: 10 x 10
Bedroom2
- Area: 100
- Dimensions: 10 x 10
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Carpet,Laminate
- Finished area below ground: 634
- Finished area above ground: 1,032
Heating & Cooling
- Heating features: Central,Propane
- Cooling features: Attic Fan,Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 1,666
- Total interior livable area: 1,666 sqft
Property
Details
- Parcel number: 101.002002008001.000
Features
- Levels: One
- Stories: 1
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
Lot
- Lot size: 0.54 Acres
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Heat Wave
- Inland Flooding
- Ice Storm
- Lightning
- Winter Weather
- Cold Wave
- Hail
- Landslide
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,440 | $17,280 |
| Home Insurance * | $128 | $1,536 |
| Property Taxes | $104 | $1,248 |
| Electricity | $141 | $1,693 |
| Total | $1,813 | $21,756 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Listed for sale | $259,900 |
| 2025-12-19 | Sold | -- |
| 2025-11-24 | Pending sale | $254,900 |
| 2025-11-06 | Price change | $254,900 |
| 2025-10-10 | Price change | $269,000 |
| 2025-08-28 | Listed for sale | $275,000 |
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