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60 Chad Road, Galena, MO, 65656

2beds
3baths
2,368sqft
$475,000
$201price/sqft
$2,972/moest. monthly cost
$118,880/yrincome needed

About This Home

Buttermilk Springs log-craftsman featuring year-round Table Rock Lake views. Located in a tight-knit community with a nearby boat ramp and swimming area. This property serves as a move-in ready full-time residence or a high-capacity lake retreat. While listed as a 2-bedroom, the lower-level living area is designed for hosting multiple beds, and the wide hallway provides dedicated space for bunk beds. Architectural details include custom floating stairs and Whiskey Barrel shiplap accents. Major mechanical updates: New Roof (2020), New HVAC (2020), New Water Heater (2020), and New Concrete Septic (2019). Kitchen features custom Carvel cabinetry, Quartz countertops, and a gas range. Outdoor assets: Covered Trek deck with hot/cold sink, flagstone patio with fire pit, and a 14x20 insulated detached shop. Includes a John Deere room with an electric door. Third-party boat slip available nearby; additional slips/leases at Hideaway Marina (10 mins). 25 mins to Branson West. No restrictive HOA ($300/yr road/water).

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

8/10
3/10
5/10
Reeds Spring High SchoolGrades 9-128.6 mi

Construction

Condition

  • Year built: 1970

Materials

  • Roof: Composition
  • Construction materials: HardiPlank Type,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Log Cabin,Cabin
  • Property subType: Single Family Residence,Cabin

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Propane Oven,Ice Maker,Dryer,Washer,Exhaust Fan,Microwave,Refrigerator,Disposal,Water Filtration
  • Laundry features: In Basement,W/D Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • High Speed Internet,Quartz Counters,Walk-In Closet(s),Walk-in Shower,Other,Wet Bar
  • Flooring: Hardwood,Vinyl,Tile
  • Fireplace features: Living Room,Blower Fan,Wood Burning
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 1,184
  • Finished area above ground: 1,184

Heating & Cooling

  • Heating features: Forced Air,Central,Fireplace(s),Propane,Wood
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,368
  • Total interior livable area: 2,368 sqft

Property

Details

  • Parcel number: 108.034004003009.000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Covered,Front Porch
  • Has view: Yes
  • View description: Lake,Water
  • Has water view: Yes
  • Water view: Lake,Water

Lot

  • Lot size: 7,492 sqft
  • Features: Landscaped
  • Lot size dimensions: 75 x 100

Parking

  • Total spaces: 3
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Inland Flooding
Ice Storm
Lightning
Winter Weather
Cold Wave
Hail
Heat Wave
Landslide
Tornado

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$217$2,604
Property Taxes $174$2,088
Electricity $180$2,169
Total$2,972$35,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,897/yr
40% on housing$89,160/yr
45% on housing$79,253/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 65656$139
Stone County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 65656
Stone County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-26Listed for sale$475,000

For Sale by Agent

Agent417realestate.com
BrokerageReal Broker, LLC

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