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4229 Wintergreen Circle #148, Bellingham, WA, 98226

1beds
1baths
644sqft
$260,000
$404price/sqft
$1,682/moest. monthly cost
$67,280/yrincome needed

About This Home

Discover this bright and sunny ground-floor Fir Ridge gem in the highly sought-after community of Cordata. This cozy 1-bedroom, 1-bath condo offers an inviting atmosphere filled with natural light and thoughtful updates throughout. Sparkling clean and exceptionally well maintained, the home features some new vinyl flooring, new carpet, fresh interior paint, and a new hot water tank for added comfort and peace of mind. The spacious bathroom and convenient in-unit stacking washer and dryer tucked into a dedicated laundry closet add to the home’s easy everyday living. The standout feature is the private back patio overlooking a serene, tree-lined embankment, creating a rare sense of seclusion and privacy. Enjoy easy single-level living with recent association improvements including a new roof, new siding, and fresh exterior paint. Unit has a spacious, secure storage room just off of the patio. Ideally located near parks, trails, shopping, and everyday amenities, this home is perfectly suited as a primary residence, or low-maintenance retreat.

Getting Around

10
WalkingCar-Dependent
41
TransitSome Transit
48
BikeSomewhat Bikeable

Schools

5/10
Cordata Elementary SchoolGrades PK-50.3 mi
6/10
Shuksan Middle SchoolGrades 6-81.6 mi
8/10
Squalicum High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 1998

Materials

  • Roof: Composition
  • Construction materials: Metal/Vinyl

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary,Condo (1 Level)
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Water Heater: Electric/Brand New,Water Heater Location: Closet,Cooking - Electric Hookup,Cooking-Electric,Dryer-Electric
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bathroom Full

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Window features: Coverings: Blinds
  • Flooring: Vinyl Plank,Carpet

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 644
  • Total interior livable area: 644 sqft

Kitchen Without Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 3802121755000061
  • Special condition: Standard
  • Other equipment: Leased Equipment: N/A

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Cooking-Electric,Dryer-Electric,End Unit,Ground Floor,Washer,Water Heater

Lot

  • Features: Adjacent to Public Land,Paved,Sidewalk

Parking

  • Total spaces: 1
  • Parking features: Uncovered
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Ice Storm
Cold Wave
Winter Weather

FEMA Declared Disasters in Whatcom County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$47$564
Property Taxes $172$2,064
Electricity $149$1,793
Total$1,682$20,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,668/yr
40% on housing$50,460/yr
45% on housing$44,853/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$404This listing

vs Other Active Listings

Avg $/sqft

ZIP 98226$318
Whatcom County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 98226$392
Whatcom County$335

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Price change$254,000
2026-05-21Listed for sale$260,000
2023-11-29Listing removed--
2023-11-19Listed for rent$1,450
2023-11-12Listing removed--
2023-10-30Price change$1,450
2023-09-30Listed for rent$1,500
1997-12-26Sold$57,900

For Sale by Agent

AgentChristine Rasmussen
BrokerageRedfin

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