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20 Redbud Lane, Kimberling City, MO, 65686

4beds
3baths
4,155sqft
$795,000
$191price/sqft
$5,026/moest. monthly cost
$201,040/yrincome needed

About This Home

Fantastic Lakefront 4 bedroom 3 bath home that includes 2 lots with 2 boat slips available. Slips are in different docks but both are close to the home. Panoramic views of Table Rock Lake. Amazing waterfall for your enjoyment and relaxation. Enjoy your morning coffee or your evening cocktail on the decks and look over the lake.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
3/10
5/10
Reeds Spring High SchoolGrades 9-126.8 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Permanent,Vapor Barrier,Poured Concrete
  • Roof: Composition
  • Construction materials: Fiber Cement,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Propane Cooktop,Convection Oven,Ice Maker,Exhaust Fan,Humidifier,Water Softener Rented,Refrigerator,Microwave,Electric Water Heater,Disposal
  • Laundry features: Main Level,In Garage,In Basement,W/D Hookup

Basement

  • Has basement: Yes
  • Basement: Concrete,Utility,Storage Space,Interior Entry,Walk-Up Access,Finished,Exterior Entry,Bath/Stubbed,Walk-Out Access,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • High Ceilings,Internet - Satellite,Internet - Cellular/Wireless,Internet - Cable,Crown Molding,Marble Counters,Granite Counters,Tray Ceiling(s),Walk-In Closet(s),Walk-in Shower,Wired for Sound,Sound System,Central Vacuum,Wet Bar,High Speed Internet
  • Window features: Mixed,Drapes,Double Pane Windows,Blinds
  • Flooring: Carpet,Slate,Tile,Hardwood
  • Fireplace features: Dining Room,Propane,Double Sided,Living Room
  • Fireplace: Yes
  • Attic: Partially Finished,Pull Down Stairs
  • Finished area below ground: 2,180
  • Finished area above ground: 1,975

Heating & Cooling

  • Heating features: Forced Air,Central,Fireplace(s),Propane
  • Cooling features: Central Air,Ceiling Fan(s),Heat Pump

Interior Area

  • Total structure area: 4,745
  • Total interior livable area: 4,155 sqft

Property

Accessibility

  • Accessibility features: Central Living Area,Visitor Bathroom

Details

  • Parcel number: 142.004003013002.000
  • Other equipment: None

Features

  • Levels: One
  • Stories: 2
  • Patio & porch: Enclosed,Covered,Front Porch,Deck,Patio
  • Exterior features: Rain Gutters,Cable Access,Water Access,Other,Gas Grill,Drought Tolerant Spc
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: None
  • Has view: Yes
  • View description: Lake,Water
  • Has water view: Yes
  • Water view: Lake,Water
  • On waterfront: Yes
  • Waterfront features: Waterfront,Lake Front

Lot

  • Lot size: 0.71 Acres
  • Features: Sprinklers In Front,Wooded/Cleared Combo,Sprinklers In Rear,Adjoins Government Land,Waterfront,Sloped,Paved,Mature Trees,Level,Corner Lot,Wooded
  • Lot size dimensions: Buyer / Buyeyr's Agent to do own due diligence

Parking

  • Total spaces: 2
  • Parking features: Parking Space,Workshop in Garage,Side By Side,Private,Paved,Oversized,On Street,Heated Garage,Garage Faces Front,Garage Door Opener,Driveway,Additional Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Heat Wave
Lightning
Tornado
Winter Weather
Cold Wave
Hail

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,019$48,228
Home Insurance *$399$4,788
Property Taxes $291$3,492
Electricity $317$3,807
Total$5,026$60,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$172,320/yr
40% on housing$150,780/yr
45% on housing$134,026/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 65686$221
Stone County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 65686
Stone County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-30Price change$815,000
2025-09-13Price change$829,900
2025-06-20Price change$844,900
2025-04-25Price change$854,900
2024-12-19Listed for sale$869,900

For Sale by Agent

AgentJames D Stockton
BrokerageTable Rock's Best, Realtors

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