523 W Kellogg Road, Bellingham, WA, 98226
About This Home
Rarely does a condominium offer this combination of no-step accessibility, comfort, and convenience. This beautiful street-level condo features 2 bedrooms, 2 bathrooms, a den with French doors, and a separate utility room. The open living area includes a cozy gas fireplace and opens to a private patio. The spacious primary bedroom offers two closets and a private bath with a jetted tub and separate shower. Recent updates include new carpet and new flooring. Additional highlights include a single-car garage, all appliances, and true no-step entry for excellent accessibility. Conveniently located near Bellis Fair Mall, Whatcom Community College, medical services, shopping, dining, and other north Bellingham amenities. Walking distance to Trader Joe’s, WTA bus station, and Co-op grocery store. Whether you're looking to downsize, simplify, or enjoy low-maintenance living, this well-designed condo offers comfort, convenience, and accessibility in an outstanding location at an affordable price point.
Getting Around
Car-Dependent
Some Transit
Very BikeableSchools
Construction
Condition
- Year built: 1996
Materials
- Roof: Composition
- Construction materials: Cement Planked,Wood Products,Cement Plank
Type & Style
- Home type: Condo
- Architectural style: Condo (1 Level)
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Water Heater: Gas,Water Heater Location: Garage,Cooking - Electric Hookup,Cooking-Electric,Dryer-Electric
- Laundry features: Electric Dryer Hookup,Washer Hookup
Bathroom Full
- Level: Main
Bathroom Full
- Level: Main
Bedroom
- Level: Main
Bedroom
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Dining Room
- Level: Main
Entry Hall
- Level: Main
Features
- Door features: French Doors
- Window features: Insulated Windows
- Flooring: Vinyl,Carpet
- Number of fireplaces: 1
- Fireplace features: Gas,Main Level: 1,Fireplace
- Fireplace: Yes
Heating & Cooling
- Heating features: Fireplace,Forced Air,Heat Pump,Electric,Natural Gas
- Cooling features: Heat Pump
Interior Area
- Total structure area: 1,230
- Total interior livable area: 1,230 sqft
Kitchen With Eating Space
- Level: Main
Living Room
- Level: Main
Master Bedroom
- Level: Main
Utility Room
- Level: Main
Property
Details
- Parcel number: 3802122421550035
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Entry location: Main
- Patio & porch: Cooking-Electric,Dryer-Electric,End Unit,Fireplace,French Doors,Ground Floor,Insulated Windows,Primary Bathroom,Soaking Tub,Washer,Water Heater
- Has view: Yes
- View description: Territorial
Lot
- Features: Cul-De-Sac,Curbs,Dead End Street,Paved,Sidewalk
Parking
- Total spaces: 1
- Parking features: Individual Garage,Off Street
- Has garage: Yes
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Ice Storm
- Cold Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Whatcom County and Washington
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,073 | $24,876 |
| Home Insurance * | $74 | $888 |
| Property Taxes | $271 | $3,252 |
| Electricity | $149 | $1,793 |
| Total | $2,567 | $30,804 |
Income You'd Need if You Spent...
Washington FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-15 | Listed for sale | $410,000 |
| 2021-03-24 | Listing removed | -- |
| 2017-02-28 | Sold | $220,000 |
| 2014-09-30 | Sold | $185,000 |
| 2014-08-25 | Price change | $186,400 |
| 2014-08-11 | Price change | $187,900 |
| 2014-07-22 | Listed for sale | $189,900 |
| 2010-06-08 | Sold | $190,500 |
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