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403 E Pleasant St, Elk Point, SD, 57025

1beds
1baths
757sqft
$89,000
$118price/sqft
$791/moest. monthly cost
$31,640/yrincome needed

About This Home

Opportunity awaits in this affordable Elk Point home! Featuring 1 spacious bedroom with a closet and a full bathroom, this property offers a functional layout with a comfortable living room, formal dining room, and a generously sized kitchen. Main-floor laundry hookups are conveniently located just off the kitchen in the former back porch area. Outside, you'll find an attached 1-car garage and a large, flat backyard with plenty of room for outdoor activities, gardening, or future improvements. Whether you're looking to downsize, invest in a rental property, or take on a project and build equity, this fixer-upper offers plenty of potential at an attractive price. Selling as-is. Don't miss your chance to make it your own!

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1890

Materials

  • Roof: Shingle
  • Construction materials: Combination

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Water Softener: None
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 757

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 757
  • Total interior livable area: 757 sqft

Property

Details

  • Parcel number: 4612703.01.17.1010

Lot

  • Lot size: 7,405 sqft
  • Features: Level

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Hail
Ice Storm
Cold Wave
Drought
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters in Union County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $450$5,400
Home Insurance $64$768
Property Taxes $131$1,572
Electricity $146$1,755
Total$791$9,492

Income You'd Need if You Spent...

35% on housing$27,120/yr
40% on housing$23,730/yr
45% on housing$21,093/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 7.4%
7.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$118This listing

vs Other Active Listings

Avg $/sqft

ZIP 57025$186
Union County$178

vs Homes Sold Last Month

Median $/sqft

ZIP 57025$149
Union County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Price change$89,000
2026-06-02Listed for sale$99,000
2022-05-02Sold$36,000
2022-03-21Pending sale$50,000
2022-02-28Listed for sale$50,000
2011-12-22Sold$30,000

For Sale by Agent

AgentLisa Guerra
BrokerageUnited Real Estate Solutions

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