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201 N Main St, North Sioux City, SD, 57049

2beds
1baths
1,788sqft
$260,000
$145price/sqft
$1,954/moest. monthly cost
$78,160/yrincome needed

About This Home

Freshly remodeled home with new plank flooring, painted kitchen cabinetry with new countertops, updated plumbing and electrical and a steel roof! This home features 2 bedrooms and a full bathroom up as well as a large living room, dining room and kitchen. The basement features an additional stool in the laundry room, a huge living space with a hottub, a den previously used as a bedroom (has egress and a closet but no door) and another space used as office or small sitting room. The property is located on a quiet street and is situated in Dakota Valley School District.

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

6/10
9/10
7/10

Construction

Condition

  • Year built: 1981

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Water Softener: Hook-up
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Flooring: Luxury Vinyl
  • Finished area below ground: 864
  • Finished area above ground: 924

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,788
  • Total interior livable area: 1,788 sqft

Property

Details

  • Parcel number: 4612705.02.05.1045

Features

  • Levels: Split

Lot

  • Lot size: 0.39 Acres

Parking

  • Parking features: No Garage,Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Winter Weather
Cold Wave
Hail
Ice Storm
Lightning
Strong Wind
Drought
Heat Wave

FEMA Declared Disasters in Union County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance $149$1,788
Property Taxes $345$4,140
Electricity $146$1,755
Total$1,954$23,448

Income You'd Need if You Spent...

35% on housing$66,994/yr
40% on housing$58,620/yr
45% on housing$52,106/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 7.4%
7.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 57049$166
Union County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 57049$144
Union County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-18Price change$260,000
2025-11-13Price change$270,000
2025-10-30Listed for sale$275,000

For Sale by Agent

AgentJesse Derrick
BrokerageRiverstone Realty

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