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2 Alcoma Dr, Mccook Lake, SD, 57049

4beds
2baths
2,008sqft
$319,900
$159price/sqft
$2,287/moest. monthly cost
$91,480/yrincome needed

About This Home

Outstanding, move-in-ready property just a short walk from McCook Lake. This well-maintained ranch-style home offers approximately 2,000 square feet of living space, featuring four bedrooms and two bathrooms, along with the convenience of main-floor laundry. Extensively updated throughout, improvements include windows, siding, insulation, roof, gutters, driveway, patio, kitchen, bathrooms, plumbing, and electrical systems—providing both modern comfort and peace of mind. The property sits on a flat, usable lot with attractive updated landscaping and mature fruit trees. Additional highlights include a 12' x 20' shed and a 14' x 32' hoop building, offering ample space for storage, hobbies, or outdoor equipment. A well-cared-for home in a desirable location—ready for its next owner to enjoy.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
9/10
7/10

Construction

Condition

  • Year built: 1975

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Water Softener: Owned
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Finished area below ground: 1,000
  • Finished area above ground: 1,008

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,008
  • Total interior livable area: 2,008 sqft

Property

Details

  • Parcel number: 0523011005

Lot

  • Lot size: 0.26 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Detached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Winter Weather
Cold Wave
Hail
Ice Storm
Lightning
Strong Wind
Drought
Heat Wave

FEMA Declared Disasters in Union County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,617$19,404
Home Insurance $183$2,196
Property Taxes $334$4,008
Electricity $153$1,840
Total$2,287$27,444

Income You'd Need if You Spent...

35% on housing$78,411/yr
40% on housing$68,610/yr
45% on housing$60,986/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 7.4%
7.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 57049$165
Union County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 57049$144
Union County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$350,000
2026-04-22Listing removed--
2026-03-28Price change$365,500
2026-03-08Listed for sale$375,500
2013-10-23Sold$125,000

For Sale by Agent

AgentLee Porter
BrokerageExit Realty Midwest - LeMars

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