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2918 Patton Street, Bellingham, WA, 98225

4beds
2baths
1,546sqft
$649,000
$420price/sqft
$3,960/moest. monthly cost
$158,400/yrincome needed

About This Home

Classic mid-century style meets modern comfort in this well-maintained rambler located in one of Bellingham's desired core neighborhoods between Columbia and Birchwood. Warm hardwood floors, rich colors, cedar closets, built-ins, and an effortless single-level layout showcase the character and simplicity that make mid-century homes so enduring. The remodeled kitchen is the heart of the home, featuring an impressive 8-foot island, abundant workspace, and a spacious dining area perfect for everyday living and entertaining. The private primary suite is thoughtfully separated from the secondary bedrooms and includes an updated ensuite bath. Outside, the large, level, fully fenced backyard offers plenty of room for gardening, play, and gatherings. Enjoy a truly walkable location with easy access to downtown, neighborhood trails, parks, and local favorites. Situated on a lot with alley access, this property also offers exciting opportunities for future expansion or an ADU. Buyer to verify zoning and buildability.

Getting Around

33
WalkingCar-Dependent
33
TransitSome Transit
62
BikeBikeable

Schools

3/10
6/10
Shuksan Middle SchoolGrades 6-80.7 mi
8/10
Bellingham High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1959

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mid-Century Modern,1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Water Heater: Gas,Water Heater Location: Utility closet

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Ceiling Fan(s),Dining Room
  • Door features: French Doors
  • Window features: Dbl Pane/Storm Window
  • Flooring: Ceramic Tile,Softwood,Vinyl Plank
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating

  • Heating features: Fireplace,Fireplace Insert,Forced Air,Electric,Natural Gas

Interior Area

  • Total structure area: 1,546
  • Total interior livable area: 1,546 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 3802240413280000
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,French Doors,Water Heater
  • Topography of land: Level
  • Residential vegetation: Garden Space

Lot

  • Lot size: 6,534 sqft
  • Features: Curbs,Paved,Cable TV,Deck,Fenced-Fully,Gas Available,Outbuildings
  • Lot size dimensions: 60 x 112 x 60 x 112

Parking

  • Total spaces: 3
  • Parking features: Driveway,Off Street
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Ice Storm
Cold Wave
Winter Weather

FEMA Declared Disasters in Whatcom County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance *$102$1,224
Property Taxes $428$5,136
Electricity $149$1,793
Total$3,960$47,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,771/yr
40% on housing$118,800/yr
45% on housing$105,600/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$420This listing

vs Other Active Listings

Avg $/sqft

ZIP 98225$312
Whatcom County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 98225$446
Whatcom County$335

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Price change$649,000
2026-06-19Listed for sale$675,000
2019-11-05Sold$472,000
2019-10-16Pending sale$439,000
2019-10-10Listed for sale$439,000
2015-10-08Sold$275,000
2015-08-22Pending sale$275,000
2015-08-12Listed for sale$275,000
2012-04-16Listing removed$249,000
2012-04-07Listed for sale$249,000
2012-03-04Listing removed$249,000
2011-10-13Price change$249,000
2011-10-05Listed for sale$275,000
2003-08-20Sold$153,000

For Sale by Agent

AgentLori Jo Smith
BrokerageColdwell Banker Bain

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