817 Riverbend Dr, Hayesville, NC, 28904
About This Home
Hiawassee Riverfront Bungalow. This charming property features 2 bedrooms, 2 full baths with a spacious loft. Easy access from the town of Hayesville without a lot of twists and turns. The land and water access are very gentle. Only a few steps into the residence. The main level has a spacious kitchen with new countertops, new fixtures and stainless-steel appliances. There is a dedicated dining area with water views and access to additional screened porch dining. The living room boasts a beautiful stone wood burning fireplace with river views. The primary bedroom has a walk-in closet and ensuite bath as well as a cedar closet. Additional bedroom and bath upstairs with a loft. All new carpet, paint, and flooring in the bathrooms, as well as an encapsulated crawl space with new insulation, new HVAC 2022, and Fiber Optic internet. Excellent property for fly fishing, kayaking, and many outdoor adventures.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1991
Materials
- Roof: Shingle
- Construction materials: Frame,Block,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Residential
Interior
Appliances
- Appliances included: Refrigerator,Range,Microwave,Dishwasher,Washer,Dryer,Electric Water Heater
- Laundry features: Main Level
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 1
Features
- Ceiling Fan(s),Cathedral Ceiling(s),Sheetrock,Wood,High Speed Internet
- Window features: Aluminum Frames,Wood Frames,Screens
- Flooring: Wood,Carpet,Luxury Vinyl
- Number of fireplaces: 1
- Fireplace features: Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Propane
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,582
- Total interior livable area: 1,582 sqft
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 555100570506
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Screened,Deck,Covered,Patio
- Has view: Yes
- View description: River
- Has water view: Yes
- Water view: River
- On waterfront: Yes
- Waterfront features: River Front
- Waterbody name: Hiwassee
- Frontage type: River
- Topography of land: Level
Lot
- Lot size: 0.83 Acres
Parking
- Parking features: Driveway,Gravel
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Hail
- Ice Storm
- Landslide
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Clay County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,224 | $26,688 |
| Home Insurance * | $182 | $2,184 |
| Property Taxes | $169 | $2,028 |
| Electricity | $200 | $2,405 |
| Total | $2,775 | $33,300 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-27 | Price change | $439,900 |
| 2026-01-21 | Listed for sale | $449,900 |
| 2024-06-04 | Listing removed | $795,000 |
| 2024-02-21 | Price change | $450,000 |
| 2024-02-13 | Price change | $750,000 |
| 2023-12-06 | Price change | $795,000 |
| 2023-09-29 | Listed for sale | $849,000 |
| 2008-12-09 | Sold | $160,000 |
For Sale by Agent
View on Zillow