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299 Old Homestead Ln, Hayesville, NC, 28904

5beds
5baths
--sqft
$1,495,000
--price/sqft
$8,988/moest. monthly cost
$359,520/yrincome needed

About This Home

Experience refined country living on 13.14 acres of fully usable land with gorgeous long-range mountain views in this exceptional custom-built 5-bedroom, 4.5-bath home. Thoughtfully designed with quality craftsmanship throughout, this property offers the perfect blend of elegance, comfort, and functionality. The heart of the home is the impressive chef's kitchen featuring custom cherry cabinetry, granite countertops, abundant workspace, and an open design that flows effortlessly into the breakfast area and formal dining room. The spacious living room is centered around a beautiful stacked stone gas-log fireplace, creating a warm and inviting atmosphere for gathering with family and friends. The main level offers a spacious owner's suite and a conveniently located laundry room. Upstairs, you'll find three generously sized bedrooms, two full baths, a loft overlooking the living area, a bonus room, and abundant storage space. The finished terrace level is ideal for multi-generational living or guests, complete with its own private entrance, full kitchen, great room, media room, office, bedroom, and full bath—providing exceptional flexibility for extended family or visitors. Step outside and enjoy the peaceful setting from the covered front and back porches while taking in the stunning long-range mountain views. The property features a large, picturesque pond, a gently flowing branch that winds through the property, and a 30x30 barn complete with a garage, half bath, and ample storage for equipment, hobbies, or recreational vehicles. The fully usable acreage provides plenty of room to enjoy the outdoors, entertain, or simply relax in the privacy of your own mountain retreat. Covenants and restrictions help protect your investment while preserving the beauty and character of the community. Whether you're searching for a private family estate or a peaceful mountain retreat, this remarkable property offers the space, quality, and versatility to fit a variety of lifestyles.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

--
Hayesville Primary SchoolGrades PK-25.3 mi
4/10
Hayesville MiddleGrades 6-85.7 mi
6/10
Hayesville HighGrades 9-125.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2005

Materials

  • Roof: Shingle
  • Construction materials: Frame,Stone,Concrete,Composite

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Craftsman
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Refrigerator,Cooktop,Oven,Microwave,Dishwasher,Disposal,Washer,Dryer,Electric Water Heater
  • Laundry features: Main Level,Mud Room,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • Partial bathrooms: 1
  • Main level bedrooms: 1

Features

  • Pantry,Ceiling Fan(s),Cathedral Ceiling(s),Sheetrock,Central Vacuum,Loft,Entrance Foyer,Eat-in Kitchen
  • Window features: Insulated Windows,Wood Frames,Screens
  • Flooring: Wood,Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Vented,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Heat Pump,Electric,Dual Fuel,Zoned,Propane
  • Cooling features: Central Air,Electric,Heat Pump,Zoned

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 558000870153

Features

  • Levels: Two,Three Or More
  • Stories: 3
  • Patio & porch: Front Porch,Covered,Patio
  • Exterior features: Storage,Pasture,Garden,Private Yard
  • Has spa: Yes
  • Spa features: Bath
  • Has view: Yes
  • View description: Mountain(s),Year Round,Pasture,Creek/Stream,Long Range,Trees/Woods,Pond
  • Has water view: Yes
  • Water view: Creek/Stream
  • Waterfront features: Small Lake/Pond,Pond
  • Frontage type: Road,Branch,Small Lake/Pond
  • Topography of land: Level

Lot

  • Lot size: 13.14 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage,Driveway,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Tornado
Ice Storm
Landslide
Strong Wind
Wildfire

FEMA Declared Disasters in Clay County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,559$90,708
Home Insurance *$620$7,440
Property Taxes $609$7,308
Electricity $200$2,405
Total$8,988$107,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$308,160/yr
40% on housing$269,640/yr
45% on housing$239,680/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 28904$189
Clay County$356

vs Homes Sold Last Month

Median $/sqft

ZIP 28904
Clay County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$1,495,000
2026-02-12Listing removed$1,495,000
2025-08-11Listed for sale$1,495,000
2021-07-10Listing removed--
2021-04-01Listing removed$1,200,000
2019-09-30Price change$1,200,000
2019-04-05Price change$1,300,000
2018-04-20Listed for sale$1,350,000
2014-04-11Sold$675,000

For Sale by Agent

AgentKelly Shuler
BrokerageColdwell Banker High Country Realty - Blairsville

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