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2709 Lynn Street, Bellingham, WA, 98225

3beds
2baths
1,692sqft
$725,000
$428price/sqft
$4,407/moest. monthly cost
$176,280/yrincome needed

About This Home

Nestled in one of Bellingham's most sought-after Columbia neighborhood. This charming Cape Cod offers the perfect blend of character, comfort, and nature. A new roof and enlarged skylights bring peace of mind and an abundance of natural light to the home's already inviting spaces. The main floor features rich hardwood floors, a generous dining room, two bedrooms, and a full bath, while the private upper-level primary suite includes a bonus flex space / walk-in closet and ¾ bath. Step outside to a level, fully fenced backyard — a rare find in the Columbia Neighborhood — with two patios, a covered built-in BBQ kitchen and lush flower gardens. Two additional storage sheds to store all your toys and tools. The property extends down to a wooded creek corridor where owls, eagles, and native wildlife are regular visitors. Private and serene, yet minutes from downtown Bellingham, the Bay, and Whatcom County trails!

Getting Around

65
WalkingSomewhat Walkable
38
TransitSome Transit
82
BikeVery Bikeable

Schools

6/10
6/10
Shuksan Middle SchoolGrades 6-80.9 mi
8/10
Bellingham High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1946

Materials

  • Roof: Composition
  • Construction materials: Wood Siding,Wood Products

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 1/2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Water Heater: Gas,Water Heater Location: Utility Room

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Second

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Dining Room,High Tech Cabling
  • Window features: Dbl Pane/Storm Window,Skylight(s)
  • Flooring: Hardwood,Laminate,Vinyl,Carpet
  • Fireplace features: Wood Burning

Heating & Cooling

  • Heating features: Forced Air,Electric,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,692
  • Total interior livable area: 1,692 sqft

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 3802242451980000
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Dbl Pane/Storm Window,Dining Room,High Tech Cabling,Skylight(s),Vaulted Ceiling(s),Water Heater
  • Has view: Yes
  • View description: Territorial
  • On waterfront: Yes
  • Waterfront features: Creek
  • Topography of land: Level
  • Residential vegetation: Garden Space,Wooded

Lot

  • Lot size: 0.59 Acres
  • Features: Curbs,Paved,Cable TV,Deck,Fenced-Fully,Fenced-Partially,Gas Available,High Speed Internet,Outbuildings,Patio

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Earthquake
Ice Storm

FEMA Declared Disasters in Whatcom County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$114$1,368
Property Taxes $479$5,748
Electricity $149$1,793
Total$4,407$52,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,097/yr
40% on housing$132,210/yr
45% on housing$117,520/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$428This listing

vs Other Active Listings

Avg $/sqft

ZIP 98225$311
Whatcom County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 98225$446
Whatcom County$335

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$825,000
2021-09-03Sold$679,565
2021-08-23Pending sale$699,000
2021-08-07Listed for sale$699,000
2017-06-14Sold$435,000
2017-05-09Pending sale$435,000
2017-05-09Listed for sale$435,000
2008-04-15Sold$367,500

For Sale by Agent

AgentNick Berard
BrokerageKeller Williams Western Realty

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