




1310 Ellsworth Street, Bellingham, WA, 98225
About This Home
Fully restored Victorian duplex offering immediate income and major future upside in a convenient in-town Bellingham location. Rebuilt down to the studs, this unique property blends historic character with extensive improvements, creating a rare opportunity for investors or buyers seeking both cash flow and long-term potential. As currently configured, the duplex offers projected rental income of approximately $7,300 per month, making it an attractive income-producing asset from day one. Included in the package is the adjacent vacant lot, which previously had a full set of plans for a 4-plex. Together, the restored duplex and additional lot create the potential for a 6-unit overall project, combining current income with future development opportunity. The home itself offers the charm, presence, and architectural detail that only a classic Victorian can provide, while the package as a whole presents a compelling hybrid of existing rental performance and additional build potential. Rare chance to acquire a beautifully restored duplex with flexibility for owner-occupants, investors, or multigenerational living, conveniently located near downtown amenities, shopping, dining, and everyday services.
Getting Around
Schools
Construction
Condition
- Year built: 1905
Materials
- Foundation: Poured Concrete
- Roof: Composition
- Construction materials: Wood Siding
Type & Style
- Home type: MultiFamily
- Architectural style: Duplex
- Property subType: Duplex
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
Features
- Flooring: Engineered Hardwood,Hardwood,Vinyl,Carpet
Heating & Cooling
- Heating features: 90%+ High Efficiency,Wall Furnace,Electric,Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 4,046
- Total interior livable area: 4,046 sqft
Property
Details
- Parcel number: 3802255615240000
- Zoning description: Residential,Jurisdiction: City
- Special condition: Standard
Lot
- Lot size: 9,583 sqft
- Features: Corner Lot,Paved,Sidewalk,Deck,Gas Available,Outbuildings
Parking
- Total spaces: 8
- Parking features: Garage
- Attached garage spaces: 2
- Covered spaces: 2
- Uncovered spaces: 6
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Coastal Flooding
- Cold Wave
- Earthquake
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Whatcom County and Washington
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $8,343 | $100,116 |
| Home Insurance * | $261 | $3,132 |
| Property Taxes | $1,091 | $13,092 |
| Electricity | $276 | $3,321 |
| Total | $9,971 | $119,652 |
Income You'd Need if You Spent...
Washington FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-24 | Listed for sale | $1,650,000 |
| 2021-03-24 | Listing removed | -- |
| 2018-03-08 | Listing removed | $900 |
| 2018-03-02 | Listed for rent | $900 |
| 2014-05-05 | Listing removed | $2,000 |
| 2013-10-17 | Price change | $2,000 |
| 2013-09-21 | Listed for rent | $2,500 |
| 2013-07-20 | Listing removed | $2,500 |
| 2013-06-20 | Listed for rent | $2,500 |
| 2012-09-07 | Listing removed | $1,995 |
| 2012-08-08 | Listed for rent | $1,995 |
| 2011-09-16 | Listing removed | $2,200 |
| 2011-08-18 | Listed for rent | $2,200 |
| 2009-03-13 | Listing removed | $589,000 |
| 2008-10-12 | Listed for sale | $589,000 |
| 2007-08-07 | Sold | $240,280 |
| 1999-05-18 | Sold | $130,000 |
