1823 Emerald Lake Way, Bellingham, WA, 98226
About This Home
Nestled in the peaceful Emerald Lake community, this inviting home offers the perfect blend of privacy, comfort, and outdoor recreation. Surrounded by towering evergreens, you'll enjoy a tranquil setting just minutes from Bellingham, with easy access to Emerald Lake, neighborhood trails, and everyday conveniences. Vaulted ceilings and a dramatic wall of windows fill the home with natural light, creating a bright and welcoming atmosphere. Cozy up by the corner fireplace during the winter months, while the heat pump keeps the home cool and comfortable in the summer. Warm hardwood floors flow throughout, and the spacious, newly updated bathroom features a beautifully tiled walk-in shower and radiant floor heat for added comfort. A spiral staircase leads to the loft bedroom, enhancing the home's charming cabin-in-the-woods feel. An additional loft room offers flexible space for a home office, guest accommodations, or extra storage. Step outside to the expansive wraparound deck overlooking the lake—the perfect place to relax, entertain, or unwind. A private hot tub hookup is already in place, and the detached building below has been converted into a sauna, ready to be enjoyed with a little attention to the access path. As a homeowner, you'll also enjoy private beach access to Emerald Lake, making it easy to embrace the best of Pacific Northwest living. Come see this magical cabin in the woods.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Good
- Year built: 1993
Materials
- Roof: Composition
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: 1 1/2 Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Refrigerator(s),Washer(s),Water Heater: Propane,Water Heater Location: Kitchen closet
Basement
- Basement: None
Bathroom Three Quarter
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- 3/4 bathrooms: 1
- Main level bathrooms: 1
Entry Hall
- Level: Main
Features
- Ceiling Fan(s),Loft
- Window features: Skylight(s)
- Flooring: Ceramic Tile,Laminate,Softwood,Stone
- Number of fireplaces: 1
- Fireplace features: Gas,Main Level: 1,Fireplace
- Fireplace: Yes
Great Room
- Level: Second
Heating & Cooling
- Heating features: Fireplace,Ductless,Radiant,Stove/Free Standing,Electric,Propane
- Cooling features: Ductless
Interior Area
- Total structure area: 1,090
- Total interior livable area: 1,090 sqft
Kitchen With Eating Space
- Level: Main
Living Room
- Level: Main
Master Bedroom
- Level: Second
Other
- Level: Second
Utility Room
- Level: Main
Property
Details
- Parcel number: 3803111850590000
- Special condition: Standard
- Other equipment: Leased Equipment: Propane Tank
Features
- Levels: One and One Half
- Stories: 1
- Entry location: Main
- Patio & porch: Ceiling Fan(s),Fireplace,Loft,Skylight(s),Vaulted Ceiling(s),Water Heater
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Topography of land: Sloped
- Residential vegetation: Wooded
Lot
- Lot size: 6,969 sqft
- Features: Dead End Street,Paved,Secluded,Cable TV,Deck,Outbuildings,Patio,Propane
Parking
- Total spaces: 3
- Parking features: Driveway
- Uncovered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Avalanche
- Ice Storm
- Cold Wave
- Earthquake
- Landslide
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Whatcom County and Washington
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,270 | $27,240 |
| Home Insurance * | $81 | $972 |
| Property Taxes | $328 | $3,936 |
| Electricity | $149 | $1,793 |
| Total | $2,828 | $33,936 |
Income You'd Need if You Spent...
Washington FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Pending sale | $449,000 |
| 2026-07-28 | Listed for sale | $449,000 |
| 2026-07-25 | Pending sale | $449,000 |
| 2026-07-23 | Listed for sale | $449,000 |
| 2009-07-09 | Sold | $210,000 |
| 2003-09-26 | Sold | $131,511 |
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