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3881 Magrath Road, Bellingham, WA, 98226

4beds
3baths
1,956sqft
$725,000
$371price/sqft
$4,469/moest. monthly cost
$178,760/yrincome needed

About This Home

Extremely well-maintained & move-in ready 1,956 SF home offering 4 bedrooms & 2.5 bathrooms on a spacious 9,148 SF lot. Bright & sunny throughout, this home features vaulted ceilings & an inviting, functional layout where the living room, dining area & kitchen flow seamlessly together, ideal for both everyday living & entertaining. Recent interior updates include fresh paint, new trim & new countertops, complemented by stainless steel appliances, abundant cabinet space & pantry closet for added storage. All bathrooms have been refreshed with new flooring, toilets, hardware & countertops (new vanity in lower level bathroom). Enjoy easy access to the back deck off the dining area, creating a perfect indoor-outdoor connection. Upstairs you'll find 3 bedrooms, including a comfortable & private primary suite with 3/4 en-suite bath. Lower level offers a generous family room, 4th bedroom, 3/4 bathroom & laundry room, ideal for guests, multi-generational living or home office setup. Two-car garage provides convenience & extra storage. Fenced backyard plus a separate side yard offering excellent outdoor flexibility. Two decks provide great entertaining space, including one with hot tub access for year-round enjoyment. Additional features include dedicated gardening space, shed & concrete pad ideal for a sport court or play area. Located in a highly desirable area close to trails, Barkley Village, shopping & schools, this home offers both comfort & convenience in a fantastic setting.

Getting Around

14
WalkingCar-Dependent
21
TransitMinimal Transit
10
BikeSomewhat Bikeable

Schools

8/10
Whatcom Middle SchoolGrades 6-83.1 mi
8/10
Squalicum High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1989

Materials

  • Roof: Composition
  • Construction materials: Cement Planked,Wood Products,Cement Plank

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Entry
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s)

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished

Bathroom Full

  • Level: Third

Bathroom Three Quarter

  • Level: Third

Bathroom Three Quarter

  • Level: Lower

Bedroom

  • Level: Third

Bedroom

  • Level: Third

Bedroom

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2

Dining Room

  • Level: Second

Entry Hall

  • Level: Main

Family Room

  • Level: Lower

Features

  • Bath Off Primary,Ceiling Fan(s),Dining Room
  • Window features: Dbl Pane/Storm Window
  • Flooring: Ceramic Tile,Vinyl,Carpet

Heating & Cooling

  • Heating features: Forced Air,Electric,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,956
  • Total interior livable area: 1,956 sqft

Kitchen With Eating Space

  • Level: Second

Living Room

  • Level: Second

Master Bedroom

  • Level: Third

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: 3803150142300000
  • Special condition: Standard

Features

  • Levels: Multi/Split
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Vaulted Ceiling(s),Wine/Beverage Refrigerator
  • Has spa: Yes
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level,Partial Slope
  • Residential vegetation: Garden Space

Lot

  • Lot size: 9,147 sqft
  • Features: Paved,Deck,Fenced-Fully,Hot Tub/Spa,Patio

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Off Street
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Ice Storm
Inland Flooding
Winter Weather

FEMA Declared Disasters in Whatcom County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$131$1,572
Property Taxes $524$6,288
Electricity $149$1,793
Total$4,469$53,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,222/yr
40% on housing$134,070/yr
45% on housing$119,173/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$371This listing

vs Other Active Listings

Avg $/sqft

ZIP 98226$315
Whatcom County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 98226$392
Whatcom County$335

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Pending sale$725,000
2026-07-11Listed for sale$725,000
2002-04-30Sold$162,455
2001-05-02Sold$189,000

For Sale by Agent

AgentJoshua W Shiflett
BrokerageWindermere RE Whatcom, Inc.

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