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166 Wellsburg Rd, Foster, KY, 41043

3beds
2baths
1,165sqft
$140,000
$120price/sqft
$1,165/moest. monthly cost
$46,600/yrincome needed

About This Home

Meet the Shower House 2.0 by Clayton. A cozy stylish home that's designed with comfort in mind. With 3 bedrooms and 2 bathrooms, this home stands out for its incredible master bathroom, featuring an oversized ceramic-tiled shower. The open layout includes a roomy living area and a kitchen with plenty of counter space, making it perfect for daily life and easy entertaining. The Shower House 2.0 combines thoughtful design with a warm, welcoming feel—ready for you to make it your own.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

5/10
Taylor Elementary SchoolGrades PK-56.3 mi
5/10
4/10

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Mobile Home Base
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Dishwasher,Refrigerator

Bedroom2

  • Features: Plank Flooring
  • Level: First
  • Area: 121
  • Dimensions: 11 x 11

Bedroom3

  • Features: Plank Flooring
  • Level: First
  • Area: 88
  • Dimensions: 8 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Window features: Vinyl Frames

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,165
  • Total interior livable area: 1,165 sqft

Kitchen

  • Features: Plank Flooring
  • Level: First
  • Area: 140
  • Dimensions: 10 x 14

Living Room

  • Features: Fireplace(s),Plank Flooring
  • Level: First
  • Area: 196
  • Dimensions: 14 x 14

Primary Bedroom

  • Features: Plank Flooring
  • Level: First
  • Area: 168
  • Dimensions: 12 x 14

Property

Details

  • Parcel number: 2818
  • Attached to another structure: Yes
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.70 Acres
  • Features: Level
  • Lot size dimensions: irr

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Lightning
Tornado
Cold Wave
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$146$1,752
Property Taxes $158$1,896
Electricity $154$1,850
Total$1,165$13,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,942/yr
40% on housing$34,950/yr
45% on housing$31,066/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 41043$159
Bracken County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 41043$174
Bracken County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Price change$169,900
2026-01-19Price change$174,900
2025-12-10Listed for sale$179,900

For Sale by Agent

AgentJeff Duff
BrokerageKey House Realty

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