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3271 Dover Rd, Augusta, KY, 41002

3beds
1baths
1,328sqft
$469,000
$353price/sqft
$3,225/moest. monthly cost
$129,000/yrincome needed

About This Home

Historic farmhouse charm among the rolling hills of Northern Kentucky, right outside of Augusta, KY. Situated on 20+ acres of Bracken County farmland, this home has a large eat-in kitchen, three bedrooms, and an updated full bath. Offering the kind of wide-open space and rural character that's increasingly hard to find, the property features a pond, a classic dairy barn, and a tobacco barn - the bones of a working farm ready for your vision. There's also an additional outbuilding that contains a commercial kitchen. The primary bedroom and bath are conveniently located on the main floor for easy single-level living. Step through the back door to a large fenced backyard, perfect for kids, pets, or quiet evenings under the open sky. Explore the acreage and you'll catch sweeping glimpses of the Ohio River from multiple vantage points - a backdrop that never gets old. Acreage, character, and Ohio River views at this price point won't last - come see it for yourself!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Taylor Elementary SchoolGrades PK-58.5 mi
5/10
4/10

Construction

Condition

  • Property condition: Existing Structure
  • Year built: 1930

Materials

  • Foundation: Poured Concrete,Stone
  • Roof: Metal
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Washer/Dryer Stacked,Electric Range,Dishwasher,Dryer,Microwave,Refrigerator
  • Laundry features: Main Level

Bedroom2

  • Features: Wood Flooring
  • Level: Second
  • Area: 0
  • Dimensions: 0 x 0

Bedroom3

  • Features: Wood Flooring
  • Level: Second
  • Area: 0
  • Dimensions: 0 x 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Eat-in Kitchen,Master Downstairs
  • Window features: Double Hung,Vinyl Clad Window(s)
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,328
  • Total interior livable area: 1,328 sqft

Kitchen

  • Features: Country Kitchen,Eat-in Kitchen,Wood Cabinets
  • Level: First
  • Area: 0
  • Dimensions: 0 x 0

Living Room

  • Features: Fireplace(s),Wood Flooring
  • Level: First
  • Area: 0
  • Dimensions: 0 x 0

Other

  • Features: Walk-Out Access
  • Level: First
  • Area: 0
  • Dimensions: 0 x 0

Primary Bath

  • Features: See Remarks
  • Level: First
  • Area: 0
  • Dimensions: 0 x 0

Primary Bedroom

  • Features: Wood Flooring
  • Level: First
  • Area: 0
  • Dimensions: 0 x 0

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 5715
  • Attached to another structure: Yes
  • Zoning description: Residential, Agricultural
  • Other equipment: Sump Pump

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch
  • Exterior features: Private Yard
  • Fencing: Partial,Wood
  • Has view: Yes
  • View description: River,Trees/Woods,Valley
  • Has water view: Yes
  • Water view: River
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 20.36 Acres
  • Features: Pasture,Rolling Slope
  • Lot size dimensions: 0 x 0

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Lightning
Tornado
Cold Wave
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,371$28,452
Home Insurance *$181$2,172
Property Taxes $519$6,228
Electricity $154$1,850
Total$3,225$38,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,571/yr
40% on housing$96,750/yr
45% on housing$86,000/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$353This listing

vs Other Active Listings

Avg $/sqft

ZIP 41002$215
Bracken County$174

vs Homes Sold Last Month

Median $/sqft

ZIP 41002$113
Bracken County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Price change$554,000
2026-05-14Listed for sale$469,000

For Sale by Agent

AgentLeah Frederick
BrokerageHoward Hanna Real Estate Serv

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