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242 Belmont Rd, Brooksville, KY, 41004

4beds
4baths
3,180sqft
$1,200,000
$377price/sqft
$8,034/moest. monthly cost
$321,360/yrincome needed

About This Home

Looking for your own private retreat that offers seclusion while still providing convenient access to cities and airports? This stunning custom-built ranch, nestled on approximately 20 acres, offers the perfect blend of luxury, privacy, and convenience. Exceptional craftsmanship is evident throughout, featuring custom wood ceilings, hardwood floors, and Marvin All Ultrex fiberglass windows. The main level offers 3 bedrooms and 2.5 baths, including a luxurious primary suite with custom sinks, tile flooring, and high-end finishes. The gourmet kitchen is designed for entertaining with granite countertops, counter bar seating, double ovens, and abundant cabinetry. A split-bedroom floor plan provides privacy, with two additional bedrooms connected by a Jack-and-Jill bath. The finished walkout lower level is ideal for guests or multi-generational living, featuring a spacious family room, full kitchen with dining area, bar room, full bath, additional bedroom, and office or possible 5th bedroom. Relax on the composite deck or covered patio while enjoying peaceful wooded views and the sounds of the creek. Additional features include geothermal heating, gas fireplaces on both levels, an oversized 3-car garage with epoxy floors, and abundant storage. Conveniently located just over an hour from Downtown Cincinnati, approximately 1 hour 15 minutes to Downtown Lexington, 1 hour 11 minutes to CVG Airport, and 1 hour 20 minutes to Bluegrass Airport. Approximately 36 additional acres featuring two barns, fenced pastures, and a pond are available for purchase separately. Photos and details of the additional acreage are available upon request.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Taylor Elementary SchoolGrades PK-55.1 mi
5/10
4/10

Construction

Condition

  • Property condition: Existing Structure
  • Year built: 2013

Materials

  • Foundation: Poured Concrete
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Farm,Residential

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Disposal,Double Oven,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Features: Carpet Flooring,Bath Adjoins
  • Level: First
  • Area: 134.4
  • Dimensions: 12 x 11.2

Bedroom3

  • Features: Bath Adjoins,Ceiling Fan(s)
  • Level: First
  • Area: 125.543
  • Dimensions: 11.3 x 11.11

Bedroom4

  • Features: Luxury Vinyl Flooring
  • Level: Lower
  • Area: 122.04
  • Dimensions: 10.8 x 11.3

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Bonus Room

  • Features: Luxury Vinyl Flooring
  • Level: Lower
  • Area: 279.741
  • Dimensions: 12.11 x 23.1

Breakfast Room

  • Features: Hardwood Floors
  • Level: First
  • Area: 130.9
  • Dimensions: 11 x 11.9

Dining Room

  • Features: Chandelier
  • Level: First
  • Area: 127.69
  • Dimensions: 11.3 x 11.3

Entry

  • Features: Entrance Foyer
  • Level: First
  • Area: 50.5521
  • Dimensions: 7.11 x 7.11

Family Room

  • Features: Carpet Flooring
  • Level: Lower
  • Area: 363.91
  • Dimensions: 15.1 x 24.1

Features

  • Wet Bar,Walk-In Closet(s),Tray Ceiling(s),Storage,Soaking Tub,Pantry,Open Floorplan,High Speed Internet,Granite Counters,Entrance Foyer,Eat-in Kitchen,Double Vanity,Crown Molding,Chandelier,Breakfast Bar,Ceiling Fan(s),High Ceilings,Recess Ceiling(s)
  • Door features: Multi Panel Doors
  • Window features: Other
  • Number of fireplaces: 2
  • Fireplace features: Blower Fan,Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Geothermal
  • Cooling features: Geothermal,Central Air

Interior Area

  • Total structure area: 3,180
  • Total interior livable area: 3,180 sqft

Kitchen

  • Features: Breakfast Bar,Pantry,Crown Molding
  • Level: First
  • Area: 133.28
  • Dimensions: 11.2 x 11.9

Kitchen

  • Features: Kitchen Island,Wood Cabinets,Luxury Vinyl Flooring
  • Level: Lower
  • Area: 132
  • Dimensions: 15 x 8.8

Living Room

  • Features: Fireplace(s),Hardwood Floors
  • Level: First
  • Area: 301.5
  • Dimensions: 15 x 20.1

Office

  • Features: Carpet Flooring
  • Level: Lower
  • Area: 105.09
  • Dimensions: 11.3 x 9.3

Other

  • Features: Luxury Vinyl Flooring
  • Level: Lower
  • Area: 154.5
  • Dimensions: 15 x 10.3

Primary Bedroom

  • Features: Carpet Flooring,Bath Adjoins,Tray Ceiling(s)
  • Level: First
  • Area: 224.1
  • Dimensions: 13.5 x 16.6

Property

Details

  • Parcel number: 3301C1
  • Zoning description: Residential, Agricultural

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck
  • Exterior features: Private Yard
  • Has view: Yes
  • View description: Trees/Woods
  • Residential vegetation: Heavily Wooded

Lot

  • Lot size: 20 Acres
  • Features: Corner Lot,Raw Land,Rolling Slope
  • Lot size dimensions: of record

Parking

  • Total spaces: 3
  • Parking features: Driveway,Garage,Garage Door Opener,Garage Faces Side,Oversized
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Lightning
Tornado
Cold Wave
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$986$11,832
Property Taxes $730$8,760
Electricity $251$3,013
Total$8,034$96,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$275,451/yr
40% on housing$241,020/yr
45% on housing$214,240/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$377This listing

vs Other Active Listings

Avg $/sqft

ZIP 41004$93
Bracken County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 41004$92
Bracken County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-26Listed for sale$1,200,000

For Sale by Agent

AgentKellie Barter
BrokerageWeichert Realtors-R.E. 1790

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