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2477 Orchard Rd, Hillsboro, KY, 41049

5beds
4baths
2,604sqft
$575,000
$221price/sqft
$3,790/moest. monthly cost
$151,600/yrincome needed

About This Home

Peaceful country living with room to roam! Located at 2477 Orchard Rd in Hillsboro, KY, this property offers a quiet rural setting surrounded by natural beauty. Enjoy the privacy and space that comes with country living while still being within a reasonable drive to nearby amenities. Whether you're looking for a full-time residence, weekend retreat, or investment opportunity, this property offers versatility and potential. Don't miss your chance to own a slice of Kentucky countryside — schedule your private showing today.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
5/10
Simons Middle SchoolGrades 7-87.3 mi
7/10

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Oven,Range
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bathroom3

  • Level: Second

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Bonus Room

  • Level: First

Features

  • Eat-in Kitchen,Ceiling Fan(s)
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,604

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,604
  • Total interior livable area: 2,604 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Office

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 051000000401

Features

  • Levels: Two
  • Fencing: Other,Partial
  • Has view: Yes
  • View description: Rural,Farm

Lot

  • Lot size: 34 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$479$5,748
Property Taxes $199$2,388
Electricity $205$2,467
Total$3,790$45,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,942/yr
40% on housing$113,700/yr
45% on housing$101,066/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 41049$168
Fleming County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 41049
Fleming County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Price change$590,000
2026-03-26Price change$615,000
2026-01-21Listed for sale$620,000
2025-09-25Listing removed$650,000
2025-08-20Listed for sale$650,000
2021-02-24Sold$168,000
2020-12-10Listed for sale$179,000
2020-08-11Listing removed$179,000
2020-08-05Price change$179,000
2020-04-18Price change$189,000
2020-02-06Price change$199,000
2019-11-30Listed for sale$215,000
2017-05-15Sold$150,000

For Sale by Agent

AgentDerrick DJ Quarles
BrokerageKeller Williams Legacy Group

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