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925 Sunset Locust Rd, Hillsboro, KY, 41049

7beds
0baths
4,700sqft
$455,000
$97price/sqft
$3,420/moest. monthly cost
$136,800/yrincome needed

About This Home

24+ Acre Homestead Opportunity with Massive 7-Bedroom Home! Welcome to your ultimate country retreat! Situated on over 24 beautiful, rolling acres, this impressive 4,700 sq ft Amish-built home offers an incredible foundation for multi-generational living, self-sufficiency, or a custom farmhouse dream. Boasting 7 spacious bedrooms, a walk-in pantry, and a scenic balcony right off the main living room, the main structure is built with outstanding craftsmanship. Looking for space to grow? You'll find a massive 2,550 sq ft unfinished basement ready for your personal touch, a 765 sq ft attached garage, and a large, fully floored attic accessed by permanent stairs. Outdoors, the property is a homesteader's paradise, featuring 5 versatile barns/sheds, and additional outbuildings. Pre-approval required to show. This home will not finance with VA, USDA, FHA. The home is not wired and has limited plumbing. Additional videos of the buildings and home are available upon request.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

6/10
5/10
Simons Middle SchoolGrades 6-89.4 mi
7/10

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Block,Concrete Perimeter,Other
  • Roof: Metal
  • Construction materials: Other,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None
  • Laundry features: None

Basement

  • Has basement: Yes
  • Basement: Concrete,Unfinished

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: Second

Bedroom5

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 7

Bonus Room

  • Level: First

Features

  • Window features: Insulated Windows
  • Flooring: Laminate,Wood
  • Finished area below ground: 0
  • Finished area above ground: 4,700

Interior Area

  • Total structure area: 4,700
  • Total interior livable area: 4,700 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 0520000013.00

Features

  • Levels: Two
  • Fencing: Other,Wood,Wire
  • Has view: Yes
  • View description: Rural,Trees/Woods,Farm
  • Horses can be raised: Yes

Lot

  • Lot size: 24.35 Acres
  • Features: Few Trees

Parking

  • Total spaces: 1
  • Parking features: Attached Garage,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,300$27,600
Home Insurance *$379$4,548
Property Taxes $370$4,440
Electricity $371$4,454
Total$3,420$41,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,257/yr
40% on housing$102,600/yr
45% on housing$91,200/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$97This listing

vs Other Active Listings

Avg $/sqft

ZIP 41049$193
Fleming County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 41049
Fleming County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$419,000
2026-07-16Listed for sale$455,000
2023-06-15Sold$286,000
2010-10-19Sold$120,000

For Sale by Agent

AgentAngie Stevens
BrokerageHomeLand Real Estate Inc

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