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8594 Morehead Rd, Flemingsburg, KY, 41041

4beds
3baths
0sqft
$679,000
--price/sqft
$4,634/moest. monthly cost
$185,360/yrincome needed

About This Home

Set on more than 21 acres in scenic Fleming County, this exceptional property offers a rare blend of privacy, craftsmanship, and versatility. At its heart is a striking Western Red Cedar home with a warm, retreat-style ambiance reminiscent of a luxury ski lodge. Spacious rooms are enhanced by numerous recent updates, including newer flooring, fresh paint & updated fixtures. The meticulously maintained grounds feature a stocked pond, barn, three-car garage, and an additional garage ideal for equipment or workshop space. New fencing and a gated entry provide both security and peace of mind, while approximately eight wooded acres behind the home offer privacy and a natural habitat for wildlife. Whether envisioned as a private estate, bed and breakfast, wellness retreat, or hobby farm, this property presents endless possibilities. The primary suite's private deck delivers a truly breathtaking view—an ideal place to start your day with coffee while overlooking the pond and rolling countryside beyond.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

6/10
5/10
Simons Middle SchoolGrades 7-86.0 mi
7/10

Construction

Condition

  • Year built: 1986

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Cedar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Microwave,Refrigerator
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Partial

Bathroom2

  • Features: See Remarks
  • Level: First
  • Area: 1
  • Dimensions: 1 x 1

Bathroom3

  • Features: See Remarks
  • Level: First
  • Area: 1
  • Dimensions: 1 x 1

Bedroom2

  • Features: See Remarks
  • Level: First
  • Area: 1
  • Dimensions: 1 x 1

Bedroom3

  • Features: See Remarks
  • Level: First
  • Area: 1
  • Dimensions: 1 x 1

Bedroom4

  • Features: See Remarks
  • Level: First
  • Area: 1
  • Dimensions: 1 x 1

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Entry

  • Features: See Remarks
  • Level: First
  • Area: 1
  • Dimensions: 1 x 1

Family Room

  • Features: See Remarks
  • Level: First
  • Area: 1
  • Dimensions: 1 x 1

Features

  • Walk-In Closet(s),Open Floorplan,Double Vanity,Bookcases,Beamed Ceilings,Cathedral Ceiling(s),Natural Woodwork
  • Window features: Wood Frames
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air

Kitchen

  • Features: Wood Cabinets
  • Level: First
  • Area: 1
  • Dimensions: 1 x 1

Living Room

  • Level: First
  • Area: 1
  • Dimensions: 1 x 1

Other

  • Features: See Remarks
  • Level: First
  • Area: 1
  • Dimensions: 1 x 1

Primary Bath

  • Features: See Remarks
  • Level: First
  • Area: 1
  • Dimensions: 1 x 1

Primary Bedroom

  • Features: See Remarks
  • Level: First
  • Area: 1
  • Dimensions: 1 x 1

Property

Details

  • Parcel number: 0723000019.00

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 21.05 Acres
  • Features: Sloped,Wooded
  • Lot size dimensions: 21 acres

Parking

  • Total spaces: 3
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Inland Flooding
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,433$41,196
Home Insurance *$473$5,676
Property Taxes $574$6,888
Electricity $154$1,850
Total$4,634$55,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,880/yr
40% on housing$139,020/yr
45% on housing$123,573/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 41041$121
Fleming County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 41041
Fleming County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$679,000
2025-12-23Listed for sale$739,000
2025-11-29Listing removed$789,000
2025-08-15Price change$789,000
2025-06-02Price change$982,500
2025-06-02Price change$847,500
2025-02-23Price change$849,000
2025-02-23Price change$984,000
2024-11-08Price change$1,025,000
2024-08-22Listed for sale$1,029,000

For Sale by Agent

AgentCody Colwell
BrokerageRing Real Estate

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