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4018 E Maryland Street, Bellingham, WA, 98226

4beds
3baths
4,258sqft
$1,735,000
$407price/sqft
$10,524/moest. monthly cost
$420,960/yrincome needed

About This Home

Stunning custom-built, move-in-ready home with panoramic views of Lake Whatcom and the surrounding hills, located in Bellingham's desirable Silver Beach neighborhood. This 4,258 sq. ft. home offers a flexible layout of 3 to 4 bedrooms, 3 bathrooms, and thoughtfully designed living spaces. The luxurious primary suite features a private view deck, spa-inspired bath with soaking tub, dual-head walk-in shower, and two massive walk-in closets. An open loft office overlooks the dramatic great room, while two additional upstairs bedrooms share a full bath. The main level showcases a chef's kitchen with like-new Bosch gas appliances, expansive counter space, a massive walk-in pantry, wine fridge, and seamless flow into the light-filled great room with soaring ceilings and stunning lake views. A versatile theater room or fourth bedroom with ensuite bath provides ideal guest accommodations. The laundry room offers abundant storage and a concealed pet door leading to a screened outdoor kennel. Additional highlights include a spacious deck with motorized awning, attached 3-car garage with sealed garage floors and EV charger, plus over 600 sq. ft. of finished flex space with custom cabinets perfect for a workshop, gym. A 43-panel solar system keeps average monthly electric bills under $10. Air conditioning, a new tankless hot water tank, built in vacuum systemLuxury, plenty of storage throughout the house offering efficiency, and breathtaking views combine in one exceptional home.

Getting Around

19
WalkingCar-Dependent
24
TransitMinimal Transit
26
BikeSomewhat Bikeable

Schools

7/10
9/10
Kulshan Middle SchoolGrades 6-81.6 mi
8/10
Squalicum High SchoolGrades 9-121.3 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 2014

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement/Concrete,Cement Planked,Wood Siding,Cement Plank

Notable Dates

  • Major remodel year: 2014

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,2 Stories w/Bsmnt
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Tankless Water Heater,Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Water Heater: Tankless Gas,Water Heater Location: Garage Utility Room

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Den Office

  • Level: Second

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Central Vacuum,Ceiling Fan(s),Dining Room,High Tech Cabling,Pantry
  • Window features: Dbl Pane/Storm Window
  • Flooring: Engineered Hardwood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Heat Pump,Electric,Natural Gas,See Remarks
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 4,258
  • Total interior livable area: 4,258 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Other

  • Level: Garage

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 3803220832250000
  • Zoning: RS6.0
  • Zoning description: Jurisdiction: County
  • Special condition: Standard
  • Other equipment: Leased Equipment: No

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Built-In Vacuum,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,High Tech Cabling,Pantry,Security System,Vaulted Ceiling(s),Walk-In Closet(s),Water Heater,Wine/Beverage Refrigerator
  • Has view: Yes
  • View description: Lake,Mountain(s),Territorial
  • Has water view: Yes
  • Water view: Lake
  • Topography of land: Steep Slope
  • Residential vegetation: Brush,Wooded

Lot

  • Lot size: 6,098 sqft
  • Features: Paved,Cable TV,Dog Run,Electric Car Charging,High Speed Internet,Outbuildings,Shop

Parking

  • Total spaces: 5
  • Parking features: Driveway,Attached Garage
  • Has garage: Yes
  • Covered spaces: 3
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Cold Wave
Earthquake
Winter Weather

FEMA Declared Disasters in Whatcom County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,773$105,276
Home Insurance *$315$3,780
Property Taxes $1,145$13,740
Electricity $291$3,495
Total$10,524$126,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$360,822/yr
40% on housing$315,720/yr
45% on housing$280,640/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$407This listing

vs Other Active Listings

Avg $/sqft

ZIP 98226$314
Whatcom County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 98226$392
Whatcom County$335

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$1,695,000
2026-07-17Listed for sale$1,735,000
2023-04-28Sold$1,325,000
2023-04-16Pending sale$1,350,000
2023-04-15Listed for sale$1,350,000
2014-07-18Sold$700,000

For Sale by Agent

AgentJeff Strand
BrokerageRE/MAX Whatcom County, Inc.

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