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610 Northshore Drive #6121, Bellingham, WA, 98226

3beds
2baths
1,327sqft
$775,000
$584price/sqft
$4,719/moest. monthly cost
$188,760/yrincome needed

About This Home

Modern lake living starts here. This beautifully renovated 3-bedroom waterfront condo is filled with natural light thanks to its sunny southern exposure and showcases stunning views of Lake Whatcom from the moment you walk in. Featuring stunning hardwood floors with a large kitchen island. The bright, open floor plan features stylish, contemporary finishes and is completely move-in ready. Spend your days boating, paddleboarding, or simply relaxing on the waterfront. Enjoy access to the community dock plus your own private buoy for easy boat moorage. Located on the desirable Northshore just minutes from downtown Bellingham, this is the perfect blend of modern design, low-maintenance living, and the laid-back Lake Whatcom lifestyle. Whether it’s morning coffee overlooking the water or sunset cruises with friends, every day feels like a getaway. Walking distance to the restaurants and Silver Lake grocery.

Getting Around

18
WalkingCar-Dependent
23
TransitMinimal Transit
36
BikeSomewhat Bikeable

Schools

7/10
9/10
Kulshan Middle SchoolGrades 6-81.7 mi
8/10
Squalicum High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1978

Materials

  • Roof: Composition
  • Construction materials: Cement Planked,Cement Plank

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary,Condo (1 Level)
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Water Heater: Electric,Water Heater Location: bathroom,Cooking - Electric Hookup,Cooking-Electric,Dryer-Electric
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Features

  • Window features: Insulated Windows,Skylight(s),Coverings: Yes
  • Flooring: Ceramic Tile,Engineered Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Stove/Free Standing,Wall Furnace,Electric,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,327
  • Total interior livable area: 1,327 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 3803221992000006
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Cooking-Electric,Dryer-Electric,End Unit,Fireplace,Insulated Windows,Primary Bathroom,Skylight(s),Top Floor,Washer,Water Heater
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Bulkhead,Lake,No Bank

Lot

  • Lot size: 5,052 sqft
  • Features: Paved

Parking

  • Total spaces: 1
  • Parking features: Off Street,Uncovered
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Cold Wave
Earthquake
Winter Weather

FEMA Declared Disasters in Whatcom County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance *$140$1,680
Property Taxes $512$6,144
Electricity $149$1,793
Total$4,719$56,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$161,794/yr
40% on housing$141,570/yr
45% on housing$125,840/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$584This listing

vs Other Active Listings

Avg $/sqft

ZIP 98226$315
Whatcom County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 98226$392
Whatcom County$335

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$775,000
2021-10-18Sold$566,000
2004-01-26Sold$239,000

For Sale by Agent

AgentMaria Lindberg
BrokerageRE/MAX Gateway

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