404 Ford St, Corbin, KY, 40701
About This Home
Located in the heart of Corbin, this rare and versatile brick and vinyl property offers exceptional space, convenience, and opportunity. Situated just off Master Street between downtown Corbin and the Trademark Shopping Center, this C2 commercially zoned property is positioned in one of the city's most accessible locations. Enjoy being just blocks from Corbin Middle School and within walking distance to the McBurney Recreation Center, Corbin City Park, city pool, and public library. The main building offers more than 3,000 square feet of usable space and features a double-sided fireplace, three full bathrooms, handicap accessibility with ramp access, an enclosed back porch, and beautifully refinished hardwood flooring. Above the detached garage, you'll find an additional fully finished 1,600+ square foot loft space complete with HVAC, offering endless possibilities including an art studio, dance studio, game room, movie room, children's play area, private office space, or owner's apartment — you decide. Parking and storage are abundant with a 2-car carport, two tandem garages capable of housing approximately 4-5 vehicles, plus multiple additional uncovered parking spaces accessible from the Christian Street side of the property. The property fronts both Ford Street and Christian Street for added accessibility and convenience. Major improvements include: Main building HVAC replaced in 2017 with separate upstairs/downstairs systems Loft HVAC installed in 2020 Electrical updated in 2017 Plumbing updated in 2022 New shower installed in 2022 Main metal roof installed in 2025 Loft metal roof installed in 2016 Hardwood floors refinished in 2016 Windows in enclosed storage area replaced in 2024 Blown-in insulation added throughout the main building Even better, FEMA has designated this property as being located in a no flood zone, with documentation available upon request. Whether you're searching for commercial space, multi-use flexibility, investment potential, or a unique live/work opportunity, this one-of-a-kind Corbin property delivers exceptional possibilities in a prime location.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1960
Materials
- Foundation: Block
- Roof: Metal
- Construction materials: Brick Veneer,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Raised Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator
- Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup
Basement
- Basement: Crawl Space
Bathroom1
- Level: First
Bathroom2
- Level: First
Bathroom3
- Level: Second
Bedroom2
- Level: Second
Bedroom3
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Family Room
- Level: First
Family Room
- Level: Second
Features
- Eat-in Kitchen,Ceiling Fan(s)
- Window features: Blinds
- Flooring: Carpet,Hardwood,Tile
- Number of fireplaces: 1
- Fireplace features: Gas Log,Kitchen,Living Room,Masonry
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 4,313
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 4,313
- Total interior livable area: 4,313 sqft
Kitchen
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: First
Utility Room
- Level: First
Property
Accessibility
- Accessibility features: Accessible Approach with Ramp,Accessible Bedroom,Accessible Central Living Area,Accessible Closets,Accessible Doors,Accessible Entrance,Accessible Full Bath,Accessible Kitchen
Details
- Parcel number: 0023004004.00
Features
- Levels: One and One Half
- Fencing: None
Lot
- Lot size: 10,454 sqft
Parking
- Total spaces: 47
- Parking features: Attached Carport,Attached Garage,Garage Door Opener,Off Street,Garage Faces Rear
- Has garage: Yes
- Attached garage spaces: 45
- Covered spaces: 47
- Has uncovered spaces: Yes
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Hail
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,171 | $50,052 |
| Home Insurance * | $554 | $6,648 |
| Property Taxes | $369 | $4,428 |
| Electricity | $340 | $4,087 |
| Total | $5,434 | $65,208 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-18 | Price change | $799,900 |
| 2026-06-19 | Price change | $824,900 |
| 2026-05-18 | Listed for sale | $849,900 |
| 2016-11-01 | Sold | $120,000 |
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