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825 N Main St, Barbourville, KY, 40906

4beds
2baths
2,708sqft
$299,000
$110price/sqft
$2,127/moest. monthly cost
$85,080/yrincome needed

About This Home

Located in downtown Barbourville, this newly renovated property sits on over half an acre of land on North Main Street. It offers 4 bedrooms and 2 full bathrooms along with a spacious living room, family room, den, and bonus room. It has a large fenced in backyard with a brick patio and brick fireplace. All new appliances, new kitchen cabinets, new countertops, new hardwood flooring, new crown molding, new paint throughout, and a new roof were just installed making it move-in ready! A beautiful home that combines comfort, convenience, and classic charm with over 2,700 square feet. Don't miss this rare opportunity in downtown Barbourville!

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

6/10
Barbourville City SchoolGrades PK-120.2 mi

Construction

Condition

  • Year built: 1948

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick Veneer,Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Cooktop,Oven

Basement

  • Has basement: Yes
  • Basement: Finished,Interior Entry,Partial

Bathroom1

  • Level: Lower

Bathroom2

  • Level: Second

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: Third

Den

  • Level: First

Dining Room

  • Level: First

Dining Room

  • Level: First

Family Room

  • Level: First

Family Room

  • Level: First

Features

  • Walk-In Closet(s),Ceiling Fan(s)
  • Flooring: Hardwood,Tile
  • Fireplace: Yes
  • Finished area below ground: 471
  • Finished area above ground: 2,237

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,708
  • Total interior livable area: 2,708 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Lower

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: 0892006002.00

Features

  • Levels: Multi/Split
  • Fencing: Chain Link
  • Has view: Yes
  • View description: Mountain(s),Neighborhood

Lot

  • Lot size: 0.64 Acres

Parking

  • Parking features: Attached Garage,Driveway
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather
Lightning
Strong Wind
Tornado
Earthquake
Hail
Heat Wave
Wildfire

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$275$3,300
Property Taxes $128$1,536
Electricity $213$2,566
Total$2,127$25,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,925/yr
40% on housing$63,810/yr
45% on housing$56,720/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -5.9%
-5.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$110This listing

vs Other Active Listings

Avg $/sqft

ZIP 40906$105
Knox County$110

vs Homes Sold Last Month

Median $/sqft

ZIP 40906$118
Knox County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-08Price change$299,000
2025-11-03Price change$325,000
2025-05-19Listed for sale$349,000

For Sale by Agent

AgentKennedy A Helton
BrokerageCreative Realty & Auction Co.

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