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447 Arkle Rd, Gray, KY, 40734

2beds
1baths
1,852sqft
$159,000
$86price/sqft
$1,262/moest. monthly cost
$50,480/yrincome needed

About This Home

Looking for an affordable farm?? Here it is folks!! Take a look at this historic farmhouse that was constructed in the late 1800's!! This home offers 2 bedrooms with the potential to make 3 bedrooms, 1 bath, large living room, eat in kitchen, cellar, covered patio, workshop area, and so much more!! The barn is in need of repair, but the seller has the materials for repair that will convey with the sale. All this sits on approximately 7 rolling acres!! Home will not pass secondary market loans. Call for details!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

--
Lynn Camp High SchoolGrades PK-123.6 mi
3/10
Knox Central High SchoolGrades 9-129.0 mi

Construction

Materials

  • Foundation: Stone
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Range
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Entrance Foyer,Eat-in Kitchen,Walk-In Closet(s),Ceiling Fan(s)
  • Flooring: Laminate,Tile,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,852

Foyer

  • Level: First

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Electric,Wall Unit(s)

Interior Area

  • Total structure area: 1,852
  • Total interior livable area: 1,852 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Other

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 0290000044.00

Features

  • Levels: One
  • Fencing: Partial,Wire
  • Has view: Yes
  • View description: Rural,Trees/Woods,Mountain(s),Neighborhood,Farm
  • Horses can be raised: Yes

Lot

  • Lot size: 7 Acres
  • Features: Few Trees

Parking

  • Total spaces: 3
  • Parking features: Attached Garage,Detached Carport,Driveway,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Lightning
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $803$9,636
Home Insurance *$280$3,360
Property Taxes $25$300
Electricity $154$1,850
Total$1,262$15,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,268/yr
40% on housing$37,860/yr
45% on housing$33,653/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -5.9%
-5.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$86This listing

vs Other Active Listings

Avg $/sqft

ZIP 40734$155
Knox County$110

vs Homes Sold Last Month

Median $/sqft

ZIP 40734$59
Knox County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-27Listed for sale$159,000
2024-08-07Listing removed--
2024-04-12Listing removed$150,000
2024-01-12Listed for sale$150,000

For Sale by Agent

AgentShawn W Rogers
BrokerageShawn Rogers Realty, Inc

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