286 Kruse Ln, Milton, KY, 40045
About This Home
Discover country living at its best with this unique pole barn home on 1.89 acres! This inviting 2-bedroom, 1.5-bath property offers an open living room and kitchen layout with beautiful natural barnwood accents throughout, creating a warm, rustic charm. The kitchen features hardwood cabinets, wood countertops, and a stylish tile backsplash. Enjoy peaceful mornings and evenings on the spacious wrap-around covered porch. The attached 40x50 garage is a dream space—complete with optional heat for winter months, a half bath, workshop area, and two oversized overhead doors, offering endless possibilities for hobbies, storage, and more. Plenty of room to make it your own! A perfect blend of comfort, character, and functionality—this property is ready to welcome its next owner.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2019
Materials
- Foundation: Concrete Perimeter
- Roof: Metal
- Construction materials: Other,Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Basement
- Basement: None
Bedroom
- Level: First
- Area: 136.65
- Dimensions: 15.00 x 9.11
Bedroom
- Level: First
- Area: 219.96
- Dimensions: 15.60 x 14.10
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 1,200
Full Bathroom
- Level: First
- Area: 93.28
- Dimensions: 10.60 x 8.80
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 1,200
- Total interior livable area: 1,200 sqft
Kitchen
- Level: First
- Area: 187.68
- Dimensions: 13.80 x 13.60
Living Room
- Level: First
- Area: 266.34
- Dimensions: 19.30 x 13.80
Other
- Level: First
- Area: 79.2
- Dimensions: 8.00 x 9.90
Other
- Level: First
- Area: 2000
- Dimensions: 40.00 x 50.00
Property
Details
- Parcel number: 0010000027.05
Features
- Stories: 1
- Patio & porch: Wrap Around,Porch
- Fencing: None
Lot
- Lot size: 1.89 Acres
- Features: Cleared,Level
Parking
- Total spaces: 4
- Parking features: Off Street,Attached,Driveway
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Inland Flooding
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,465 | $17,580 |
| Home Insurance * | $197 | $2,364 |
| Property Taxes | $279 | $3,348 |
| Electricity | $154 | $1,850 |
| Total | $2,095 | $25,140 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-24 | Price change | $299,900 |
| 2026-01-29 | Price change | $319,900 |
| 2025-11-14 | Listed for sale | $339,900 |
| 2019-02-08 | Sold | $63,600 |
View on Zillow