1413 N Garden, Bellingham, WA, 98225
About This Home
Opportunity awaits in one of Bellingham's most desirable locations! This charming 2-bedroom, 1-bathroom home offers 1,128sqft of living space filled with character and endless potential. Whether you're looking for a place to call home, an investment property, or your next development project, this property is worth a look. The spacious lot provides exciting possibilities for future expansion with the new middle housing guidelines; Buyer to verify with COB. Conveniently located just minutes from downtown, parks, shopping, restaurants, schools, and Western Washington University, this property combines an unbeatable location with outstanding upside. A rare opportunity to own a property with both immediate charm and long-term potential in the heart of Bellingham!
Getting Around
Walker's Paradise
Good Transit
Very BikeableSchools
Construction
Condition
- Year built: 1905
Materials
- Foundation: Poured Concrete
- Roof: Composition
- Construction materials: Wood Siding,Wood Products
Type & Style
- Home type: SingleFamily
- Architectural style: 1 Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Stove(s)/Range(s),Refrigerator(s)
Bathroom Full
- Level: Main
Bedroom
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Entry Hall
- Level: Main
Features
- Flooring: Softwood,Vinyl
Heating & Cooling
- Heating features: Stove/Free Standing,Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 1,128
- Total interior livable area: 1,128 sqft
Kitchen Without Eating Space
- Level: Main
Living Room
- Level: Main
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 3803303480890000
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Entry location: Main
- Has view: Yes
- View description: Territorial
- Topography of land: Level
Lot
- Lot size: 4,791 sqft
- Features: Curbs,Paved,Sidewalk,Deck
Parking
- Parking features: Driveway,Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Ice Storm
- Cold Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Whatcom County and Washington
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,401 | $28,812 |
| Home Insurance * | $75 | $900 |
| Property Taxes | $313 | $3,756 |
| Electricity | $149 | $1,793 |
| Total | $2,938 | $35,256 |
Income You'd Need if You Spent...
Washington FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Price change | $449,950 |
| 2026-07-14 | Listed for sale | $475,000 |
| 1999-08-31 | Sold | $100,000 |
View on Zillow